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  5. Covell Rd

298 Covell Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 298 Covell Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,449 sqft · built 1996
Lot Size0.198 acres (8,638 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2020)
Tax Bill$1,738 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0856-0

Property Details

APN / Parcel Number

Primary APNC56-000-597-0856-0
Alternative APNs
  • 28-3N-23-2779-000A-0020
  • 23N3282779000A0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,449 sqft Living Area
Gross Area2,079 sqft
1st Floor Area945 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,638 sqft (0.198 acres)
Garage TypeAttached
Garage Area460 sqft
PorchFlorida Room
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address298 COVELL RD
CityCRESTVIEW
StateFL
Zip32539-6060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLYROD PARK LOT 2 BLK A
Legal Range23W
Legal Township03N
Legal Section28
Legal SubdivisionHOLLYROD PARK
Legal BlockA
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2006
Census Tract20702

Owner

298 Covell Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address298 COVELL RD, CRESTVIEW, FL 32539-6060
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2020 · Amount on File
Deed SaleJan 22, 2020 · Amount on File
Prior SaleAug 22, 2016 · Amount on File
Deed Document Number20203331963
Deed Book / Page3439 / 4424
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address298 COVELL RD, CRESTVIEW, FL 32539-6060
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 COVELL RD, CRESTVIEW, FL 32539-6060

Mortgage

Document Number0036072955
DateMar 2, 2022
Book Page3607/2955
Instrument3531111
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 298 Covell Rd was $1,738 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,738.00 Homeowner's exemption$151,526$181,534 Land $37,664 Building $143,870
2023$1,640.00 (+3.47%) Homeowner's exemption$142,967 (+3%)$191,924 (+10.46%) Land $32,000 Building $159,924
2022$1,585.00 Homeowner's exemption$138,803$173,746 Land $23,178 Building $150,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Covell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Covell Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink, T-Mobile.

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