298 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 298 Cornelia St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,811 sqft · built 2018
Lot Size0.135 acres (5,924 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Jan 2023)
Tax Bill$3,879 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-1S-19-23090-000-1990

Property Details

APN / Parcel Number

Primary APN17-1S-19-23090-000-1990
Alternative APN
  • 1028574

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,811 sqft Living Area
Gross Area2,224 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,924 sqft (0.135 acres)
Lot Dimensions10.6 ft deep x 5.9 ft wide
Garage TypeFinished
Garage Area378 sqft
PorchPorch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1028574
Street Address298 CORNELIA ST
CityFREEPORT
StateFL
Zip32439-7640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 199 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3080-869 OR 3277-1811
Legal Range19W
Legal Township01S
Legal Section17
Legal SubdivisionSCHOONER LANDING AT HAMMOCK
Legal Lot Number199
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2055
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address298 CORNELIA ST, FREEPORT, FL 32439-7640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Warranty Deed, Transfer · Conventional Mortgage
TRIDENT HOME LOANS LLC
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 24, 2018Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2023 · Amount on Record
Deed SaleJan 5, 2023 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number0032771811
Deed Book / Page3277 / 1811
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 5, 2023
Property Address298 CORNELIA ST, FREEPORT, FL 32439-7640
Document Number0032771811
Book / Page3277 / 1811
Map ReferenceMB 18 PG 20&20A-20C
Instrument DateJan 5, 2023
Instrument20230000431
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address298 CORNELIA ST, FREEPORT, FL 32439-7640

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 CORNELIA ST, FREEPORT, FL 32439-7640

Mortgage

Document Number0032771813
DateJan 5, 2023
Instrument3277/1813
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address298 CORNELIA ST, FREEPORT, FL 32439-7640
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 CORNELIA ST, FREEPORT, FL 32439-7640

Mortgage

Document Number0031860725
DateMar 4, 2021
Book Page3186/725
Instrument20210010404
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateJul 24, 2018
Property Address298 CORNELIA ST, FREEPORT, FL 32439-7640
Document Number0030800869
Book / Page003080 / 000869
Instrument DateJul 20, 2018
Instrument24629
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address298 CORNELIA ST FREEPORT FL 324397640, FREEPORT, FL 32439-7640

Mortgage

Document Number30800870
DateJul 24, 2018
Book Page003080/000870
Instrument24630
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$298,634 (-4.11%) Land $50,000 Building $248,634$298,634 (-4.11%) Land $50,000 Building $248,634
2024$3,879.00 (+13.72%)
2023$3,411.00 (+11.04%)$311,441 (+9.14%) Land $42,178 Building $269,263$311,441 (+9.14%) Land $42,178 Building $269,263
2022$3,072.00$285,353 Land $46,818 Building $238,535$285,353 Land $46,818 Building $238,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

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