298 Chestnut St, Union, NJ 07083 Property Records

Union County and Union Township property record for 298 Chestnut St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,029 sqft · built 1940
Lot Size	0.131 acres (5,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2015)
Tax Bill	$10,146 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00905-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`19-00905-0000-00046`
Alternative APN	`190090500046`

Interior

Stories	1 Story
Building Area	1,029 sqft Living Area
1st Floor Area	1,029 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,719 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	298 CHESTNUT ST
City	UNION
State	NJ
Zip	07083-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	905
Legal Lot Number	46
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2004
Census Tract	33501

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 CHESTNUT ST, UNION, NJ 07083-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	May 6, 2004 · Amount on Record
Deed Book / Page	6080 / 242
Last Transfer Date	Jan 6, 2021
Transfer Doc	0000004251
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	298 CHESTNUT ST, UNION, NJ 07083-9410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144962081
Date	Oct 9, 2018
Book Page	14496/2081
Instrument	663713

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	May 3, 2021
Property Address	298 CHESTNUT ST, UNION, NJ 07083-9410
Document Number	0064110237
Book / Page	6411 / 237
Instrument Date	Jan 6, 2021
Instrument	4251
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	298 CHESTNUT ST, UNION, NJ 07083-9410

Mortgage

Document Number	10962
Date	May 3, 2021
Instrument	10962

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,500 (-) Land $20,300 Building $23,200	$43,500 (-) Land $20,300 Building $23,200
2025	$10,146.00 (+4.36%)	$43,500 (-) Land $20,300 Building $23,200	$43,500 (-) Land $20,300 Building $23,200
2024	$9,722.00 (+6.86%)
2023		$43,500 Land $20,300 Building $23,200	$43,500 Land $20,300 Building $23,200
2022	$9,098.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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