298 Chestnut St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 298 Chestnut St, Lynn, MA 01902

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2.5 ba · 2,913 sqft · built 1900
Lot Size	0.171 acres (7,462 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Oct 2017)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:711 S:055`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:711 S:055`
Alternative APN	`LYNN M:084 B:711 L:055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,913 sqft Total Area
Gross Area	4,638 sqft
Basement Area	1,382 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,462 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	298 CHESTNUT ST
City	LYNN
State	MA
Zip	01902-2855
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R2
Legal Block	711
Legal Lot Number	55
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	206300

Owner

298 Chestnut St, a commercial property, is owned by an individual who bought it in October 2017.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	85 CHATHAM ST, LYNN, MA 01902-2340
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · ARM NORTHERN BANK & TRUST CO
Oct 10, 2017	Quit Claim Deed, Transfer CHESTNUT LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Deed Book / Page	36240 / 446
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	298 CHESTNUT ST, LYNN, MA 01902-2855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37778-283
Date	Aug 23, 2019
Book Page	37778/283
Instrument	20190823001950

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 10, 2017
Property Address	298 CHESTNUT ST, LYNN, MA 01902-2855
Document Number	36240-446
Book / Page	036240 / 000446
Instrument Date	Sep 20, 2017
Instrument	1710100505
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount on Record
Tax	$1,477.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CHATHAM ST LYNN MA 019022340, LYNN, MA 01902-2340

Mortgage

Document Number	36240-449
Date	Oct 10, 2017
Book Page	036240/000449
Instrument	1710100506

Lender

Name	CHESTNUT LENDING

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$813,408 (+8.99%) Land $205,500 Building $607,908
2024	$746,300 (+5.41%) Land $185,500 Building $560,800
2023	$708,000 Land $185,500 Building $522,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 298 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 298 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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