298 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 298 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,677 sqft · built 2012
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,060 (May 2014)
Tax Bill	$7,777 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068052-1360`

Property Details

APN / Parcel Number

Primary APN	`068052-1360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,677 sqft Living Area
Gross Area	3,365 sqft
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	298 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	67/76-79 KELLY POINTE AT NOCATEE PHASE 3 LOT 136 OR3881/509
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	136
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2051
Census Tract	20708

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2014 · Amount on Record
Deed Sale	May 20, 2014 · Amount on Record
Deed Document Number	201428424
Deed Book / Page	3881 / 509
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071

Mortgage

Document Number	0052331396
Date	Apr 9, 2021
Book Page	5233/1396
Instrument	2021039791

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071

Mortgage

Document Number	0054461782
Date	Dec 16, 2021
Book Page	5446/1782
Instrument	2021136185

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071

Mortgage

Document Number	0050511898
Date	Sep 24, 2020
Book Page	5051/1898
Instrument	2020082797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	298 CAPTIVA DR, PONTE VEDRA, FL 32081-5071
Document Number	0043271911
Book / Page	004327 / 001911
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 CAPTIVA DR PONTE VEDRA BEACH FL 320815071, PONTE VEDRA BEACH, FL 32081-5071

Mortgage

Document Number	0043271911
Date	Feb 7, 2017
Book Page	004327/001911
Instrument	9024

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,617 (+2.7%)	$587,533 (-2.86%) Land $120,000 Building $467,533
2025	$7,777.00 (+9.46%) Homeowner's exemption	$435,849 (+2.9%)	$604,803 (-4.64%) Land $125,000 Building $479,803
2024	$7,105.00 (+1.37%) Homeowner's exemption	$423,566 (+3%)	$634,201 (-1.11%) Land $125,000 Building $509,201
2023	$7,009.00 (+19.85%) Homeowner's exemption	$411,229 (+28.97%)	$641,299 (+26.82%) Land $125,000 Building $516,299
2022	$5,848.00 Homeowner's exemption	$318,853	$505,669 Land $112,000 Building $393,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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