298 Albert Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 298 Albert Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1981
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (May 2021)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	May 2021 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W2-00-0B-011B0`

Property Details

APN / Parcel Number

Primary APN	`061W2-00-0B-011B0`
Alternative APN	`24814`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
View / Lot	Proximity to Airport
Patio Area	120 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	298 ALBERT CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 RESIDE
Legal Description	CAMELLIA GARDEN 11B
Legal Subdivision	CAMELLIA GARDEN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3003
Census Tract	10702

Owner

298 Albert Ct is owned and occupied by an individual who bought it in May 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	298 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Sep 27, 2017	Grant Deed, Transfer · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20219437
Deed Book / Page	5546 / 767
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 27, 2021
Property Address	298 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	5546/767
Book / Page	5546 / 767
Map Reference	MB 711 PG 357
Instrument Date	May 17, 2021
Instrument	2021-00009437
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 27, 2017
Property Address	298 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	0000011252
Book / Page	004964 / 000736
Instrument Date	Sep 8, 2017
Instrument	11252
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2700 MILTON RD CHARLOTTESVILLE VA 229027602, CHARLOTTESVILLE, VA 22902-7602

Mortgage

Document Number	11253
Date	Sep 27, 2017
Book Page	004964/000740
Instrument	11253

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 298 Albert Ct was $3,058, up 15.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00 (+15.27%)	$342,100 (+15.26%) Land $95,000 Building $247,100	$342,100 (+15.26%) Land $95,000 Building $247,100
2025	$2,653.00	$296,800 Land $79,300 Building $217,500	$296,800 Land $79,300 Building $217,500
2023	$2,030.00	$237,800 Land $68,900 Building $168,900	$237,800 Land $68,900 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Albert Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Albert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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