298 4th St, Bartow, FL 33830 Property Records

Polk County property record for 298 4th St, Bartow, FL 33830

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,876 sqft · built 1915
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2025)
Tax Bill	$710 (2025)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-31-04-431500-012001`

Property Details

APN / Parcel Number

Primary APN	`25-31-04-431500-012001`
Alternative APNs	`043125431500012001` `43125000`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,876 sqft Gross Area
1st Floor Area	2,876 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1989
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
View / Lot	Commercial
Canopy	371 sqft

Location & Zoning

Street Address	298 4TH ST
City	BARTOW
State	FL
Zip	33830
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R2
Legal Description	HOMELAND PB 1 PG 5B S05 T31 R25 & S04 T31 R25 BLK 12 LOT N 60 FT OF W 80 FT
Legal Range	25E
Legal Township	31S
Legal Section	04
Legal Subdivision	HOMELAND
Legal Tract	431500
Legal Block	12
Legal Lot Number	N
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2030
Census Tract	15302

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2065 LAKE SIDE AVE, DAVENPORT, FL 33837-1725
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2025137913
Deed Book / Page	13584 / 655
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 20, 2019
Property Address	298 4TH ST, BARTOW, FL 33830
Document Number	0110481655
Book / Page	011048 / 001655
Instrument Date	Nov 20, 2019
Instrument	247332
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 671 HOMELAND FL 338470671, HOMELAND, FL 33847-0671

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$710.00 (-57.2%)	$54,929 (-3.42%) Land $1,680 Building $53,249	$54,929 (-3.42%) Land $1,680 Building $53,249
2023	$1,659.00 (+5.8%)	$56,873 (+6.91%) Land $1,680 Building $55,193	$56,873 (+6.91%) Land $1,680 Building $55,193
2022	$1,568.00	$53,198 Land $1,680 Building $51,518	$53,198 Land $1,680 Building $51,518

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (1998–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT MEADE serves 5,455 people · EPA ID FL6530320
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20