298 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 298 3rd St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,646 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$317,000 (Nov 2025)
Tax Bill	$4,398 (2026)
Deeds & Mortgages	Oct 2023 Refinance Nov 2025 Sale & Mortgage + 2 more
APN	`381700 112.21-3-1`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-3-1`
Alternative APN	`1103770`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,646 sqft Total Area
1st Floor Area	882 sqft
2nd Floor Area	882 sqft
Upper Floors Area	882 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1103770
Street Address	298 3RD ST
City	TROY
State	NY
Zip	12180-4980
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MF
Legal Description	3 STY BR HSE 77-2/96
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3006
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11 VILLA LN, MONSEY, NY 10952-1021
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Nov 10, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TRANSWORLD MGMT & CNS
Nov 16, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Book / Page	11111 / 229
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	3865000156
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	298 3RD ST, TROY, NY 12180-4980
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105110172
Date	Oct 17, 2023
Book Page	10511/172
Instrument	2023-633667

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 10, 2025
Property Address	298 3RD ST, TROY, NY 12180-4980
Document Number	0111110229
Book / Page	11111 / 229
Instrument Date	Oct 28, 2025
Instrument	2025-663471
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VILLA LN, MONSEY, NY 10952-1021

Mortgage

Document Number	2025663472
Date	Nov 10, 2025
Instrument	2025-663472

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 12, 2023
Property Address	298 3RD ST, TROY, NY 12180-4980
Document Number	0104080064
Book / Page	10408 / 64
Instrument Date	Jun 9, 2023
Instrument	2023-628518
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12213, ALBANY, NY 12212-2213

Mortgage

Document Number	2023628519
Date	Jun 12, 2023
Instrument	2023-628519

Lender

Name	TRANSWORLD MGMT & CNS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 16, 2018
Property Address	298 3RD ST, TROY, NY 12180-4980
Document Number	0086820323
Book / Page	008682 / 000323
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SNYDERS LAKE RD WYNANTSKILL NY 121982729, WYNANTSKILL, NY 12198-2729

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,398.00 (-43.04%)
2025	$7,721.00	$91,000 (-) Land $8,800 Building $82,200	$155,800 (+11.29%) Land $15,066 Building $140,734
2024		$91,000 (-) Land $8,800 Building $82,200	$140,000 (+7.69%) Land $13,538 Building $126,462
2023		$91,000 (-) Land $8,800 Building $82,200	$130,000 (+8.57%) Land $12,571 Building $117,429
2022	$4,122.00	$91,000 Land $8,800 Building $82,200	$119,737 Land $11,579 Building $108,158

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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