Monroe County property record for 29791 Harbor Lights Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 1986 |
| Lot Size | 0.138 acres (6,051 sqft) |
| Owner | Owner Name on File |
| Last Sale | $360,000 (Jun 2013) |
| Tax Bill | $3,349 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00250591-000900 |
| Primary APN | 00250591-000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,051 sqft (0.138 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 230 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 768 sqft |
| Deck Area | 72 sqft |
| Patio Area | 636 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1320315 |
|---|---|
| Old Parcel Number | 27662900250591000900 |
| Street Address | 29791 HARBOR LIGHTS RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 LT 9 TROPICAL KEY COLONY BIG PINE KEY PB6-99 OR576-595 OR932-172/73 OR1154-859/60 OR1744-553D/C OR1821-2418 OR1991-454 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | TROPICAL KEY COLONY |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971401 |
The current owner of 29791 Harbor Lights Rd bought it in June 2013.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 420494, SUMMERLAND KEY, FL 33042-0494 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on File |
| Deed Sale | Jun 26, 2013 · Amount on File |
| Prior Sale | Apr 6, 2011 · Amount on File |
| Deed Document Number | 1938815 |
| Deed Book / Page | 2635 / 2322 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346,868 | $617,183 Land $333,633 Building $283,550 | |
| 2024 | $3,349.00 (+5.15%) | ||
| 2023 | $3,185.00 (+2.68%) Homeowner's exemption | $327,275 (+3%) | $596,460 (+17.96%) Land $333,633 Building $262,827 |
| 2022 | $3,102.00 Homeowner's exemption | $317,743 | $505,626 Land $230,510 Building $275,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29791 Harbor Lights Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29791 Harbor Lights Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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