2979 Phipps Rd, Auburndale, FL 33823 Property Records

Polk County property record for 2979 Phipps Rd, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1977
Lot Size	1.17 acres (51,240 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2023)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-05-319500-006710`

Property Details

APN / Parcel Number

Primary APN	`25-28-05-319500-006710`
Alternative APNs	`052825319500006710` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	51,240 sqft
Lot Dimensions	160 ft deep x 46 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	1,408 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	476 sqft
Utility Building	60 sqft

Location & Zoning

Street Address	2979 PHIPPS RD
City	AUBURNDALE
State	FL
Zip	33823-9488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKESIDE PARK PB 3 PGS 20 & 21 LOT 67 S1/2 LESS N 86 FT OF W 156.56 FT & LESS BEG 233.08 FT S OF NE COR OF S1/2 OF LOT 67 RUN S 438.72 FT W 332.4 FT N 538.84 FT E 108.07 FT S 02 DEG 20 MIN 37 SEC W 90.39 FT S 86 DEG 24 MIN 39 SEC E 228.25 FT TO POB
Legal Range	25E
Legal Township	28S
Legal Section	05
Legal Subdivision	AUBURNDALE LAKESIDE PARK
Legal Tract	67
Legal Block	1
Legal Lot Number	67
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	11604

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1839 SALEM RD, LAKELAND, FL 33803-2549
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Quit Claim Deed, Transfer NOT AVAILABLE, GREEN LINE TITLE INC
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WAUCHULA
Feb 22, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	2023275016
Deed Book / Page	12916 / 2263
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0000275015
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2023
Property Address	2979 PHIPPS RD, AUBURNDALE, FL 33823-9488
Document Number	0000275015
Book / Page	12916 / 2261
Map Reference	MB 3 PG 20
Instrument Date	Nov 13, 2023
Instrument	2023275015
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, GREEN LINE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3287 HIMROD RD, BOWLING GREEN, FL 33834-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 HIMROD RD, BOWLING GREEN, FL 33834-2011

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2023
Property Address	2979 PHIPPS RD, AUBURNDALE, FL 33823-9488
Document Number	0000275016
Book / Page	12916 / 2263
Map Reference	MB 3 PG 20
Instrument Date	Nov 13, 2023
Instrument	2023275016
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, GREEN LINE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3287 HIMROD RD, BOWLING GREEN, FL 33834-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 SALEM RD, LAKELAND, FL 33803-2549

Mortgage

Document Number	0129162265
Date	Nov 22, 2023
Instrument	12916/2265

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2979 PHIPPS RD, AUBURNDALE, FL 33823-9488
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 PHIPPS RD, AUBURNDALE, FL 33823-9488

Mortgage

Document Number	0000091466
Date	Apr 20, 2023
Book Page	12660/507
Instrument	2023091466

Lender

Name	FIRST NATIONAL BANK OF WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2053

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 22, 2018
Property Address	2979 PHIPPS RD, AUBURNDALE, FL 33823-9488
Document Number	0104031610
Book / Page	010403 / 001610
Instrument Date	Feb 15, 2015
Instrument	39940
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Tax	$851.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2979 PHIPPS RD AUBURNDALE FL 338239488, AUBURNDALE, FL 33823-9488

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (-36.4%) Homeowner's exemption	$125,370 (-5.07%)	$259,001 (-5.12%) Land $12,393 Building $246,608
2023	$1,731.00 (+5.87%) Homeowner's exemption	$132,069 (+3%)	$272,980 (+18.03%) Land $11,957 Building $261,023
2022	$1,635.00 Homeowner's exemption	$128,222	$231,277 Land $10,059 Building $221,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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