2979 Edgemere Dr, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 2979 Edgemere Dr, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,013 sqft · built 1961
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,735 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262800 026.10-1-20`

Property Details

APN / Parcel Number

Primary APN	`262800 026.10-1-20`
Alternative APNs	`28000261000001020000` `04192000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	1,268 sqft
Upper Floors Area	745 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	195 ft deep x 40 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04192000000
Street Address	2979 EDGEMERE DR
City	ROCHESTER
State	NY
Zip	14612-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L55 T2 UPTON TRACT 27-9 L22
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2001
Census Tract	13402

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2979 EDGEMERE DR, ROCHESTER, NY 14612-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2979 EDGEMERE DR, ROCHESTER, NY 14612-1119
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Sep 21, 2023
Book Page	30441/393
Instrument	202309210061

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 4, 2038

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2979 EDGEMERE DR, ROCHESTER, NY 14612-1119
Document Number	0000000207
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 EDGEMERE DR ROCHESTER NY 146121119, ROCHESTER, NY 14612-1119

Mortgage

Document Number	0000000207
Date	Nov 5, 2018
Book Page	027823/000276
Instrument	207

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2033

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2979 EDGEMERE DR, ROCHESTER, NY 14612-1119
Document Number	0000000207
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 EDGEMERE DR ROCHESTER NY 146121119, ROCHESTER, NY 14612-1119

Mortgage

Document Number	0000000207
Date	Nov 5, 2018
Book Page	027823/000276
Instrument	207

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,735.00 (+18.63%) Homeowner's exemption Senior Citizen's exemption
2025	$9,892.00	$271,900 (-) Land $43,200 Building $228,700	$445,700 (+40.97%) Land $70,814 Building $374,886
2023		$271,900 Land $43,200 Building $228,700	$316,163 Land $50,233 Building $265,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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