2979 Cherokee Rd, Mountain Brook (Birmingham), AL 35223 Property Records

Jefferson County property record for 2979 Cherokee Rd, Mountain Brook, AL 35223

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,604 sqft · built 1956
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jan 2025)
Tax Bill	$12,848 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-00-09-4-003-002.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-09-4-003-002.000`
Alternative APNs	`28094003002000RR00` `363684`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,604 sqft Living Area
Gross Area	6,190 sqft
1st Floor Area	3,604 sqft
Basement Area	2,586 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2004
Exterior Material	Brick/Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Porch	Slab
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	363684
Street Address	2979 CHEROKEE RD
City	MOUNTAIN BRK
State	AL
Zip	35223-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	P O B INTER OF S E LINE OF CHEROKEE RD & W LINE OF S E 1/4 TH S W 270 FT S TH S E 521.7 FT TH N E 159.8 FT TH N W 238.4 FT TH N W 379.8 FT TO CHEROKEE RD TH S W 55 FT S ALG CHEROKEE RD TO P O B BEING PT LOTS 6 & 7 MTN BROOK ESTS HIGHLAND SECTOR RESUR
Legal Range	02W
Legal Township	18S
Legal Section	09
Legal Subdivision	MTN BK EST HGLD S 28-9-4
Legal Lot Number	6
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1004
Census Tract	10804

Owner

2979 Cherokee Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Jefferson County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 RANDOLPH RD, MOUNTAIN BRK, AL 35213-4232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage STIFEL BK&TR
May 2, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	20258340
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2979 CHEROKEE RD, MOUNTAIN BRK, AL 35223-2608
Document Number	0000119187
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2979 CHEROKEE RD MOUNTAIN BROOK AL 352232608, MOUNTAIN BROOK, AL 35223-2608

Mortgage

Document Number	0000119187
Date	Oct 20, 2020
Instrument	119187

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2979 CHEROKEE RD, MOUNTAIN BRK, AL 35223-2608
Document Number	0000050889
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 CHEROKEE RD MOUNTAIN BROOK AL 352232608, MOUNTAIN BROOK, AL 35223-2608

Mortgage

Document Number	0000050889
Date	May 22, 2017
Instrument	50889

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2979 Cherokee Rd was $12,848 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,848.00 Homeowner's exemption	$118,360	$1,183,600 Land $773,100 Building $410,500
2023		$112,500 Land $73,482 Building $39,018	$1,183,600 Land $773,100 Building $410,500
2022	$12,915.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2979 Cherokee Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2004 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2979 Cherokee Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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