La Plata County property record for 2978 W 2nd Ave, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,062 sqft · built 1899 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $326,500 (May 2005) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | May 2023 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-174-11-023 |
| Primary APN | 5665-174-11-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Architectural Style | Conventional |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Detached |
| Garage Area | 833 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R427333 |
|---|---|
| Street Address | 2978 W 2ND AVE |
| City | DURANGO |
| State | CO |
| Zip | 81301-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: ANIMAS CITY (DGO) BLOCK: 24 LOT: 21 AND:- LOT: 22 PLUS SLY 10 FT OF THE EXISTING 80 FT ROW OF W 30TH ST ADJ LOT 21, BLK 24 PER #891157 2004-24 2978 W 2ND AVE DURANGO 81301 |
| Legal Subdivision | ANIMAS CITY (DGO) |
| Legal Block | 24 |
| Legal Lot Number | 21,22 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970900 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2978 W 2ND AVE, DURANGO, CO 81301-4119 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 31, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 · Amount on Record |
| Deed Sale | May 9, 2005 · Amount on Record |
| Deed Document Number | 2005908574 |
| Last Transfer Date | Apr 24, 2023 |
| Transfer Doc | 0001222349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | May 31, 2023 |
| Property Address | 2978 W 2ND AVE, DURANGO, CO 81301-4119 |
| Document Number | 0001222349 |
| Instrument Date | May 24, 2023 |
| Instrument | 1222349 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2978 W 2ND AVE, DURANGO, CO 81301-4119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2978 W 2ND AVE, DURANGO, CO 81301-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001178767 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 1178767 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2978 W 2ND AVE, DURANGO, CO 81301-4119 |
| Document Number | 0001145217 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Title Company | TITLE DURANGO LLC |
| Name | Verified Name |
|---|---|
| Address | 2978 W 2ND AVE DURANGO CO 813014119, DURANGO, CO 81301-4119 |
| Document Number | 0001145217 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 1145217 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2038 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,520 (-2.08%) Land $17,860 Building $23,660 | $678,380 (-) Land $291,790 Building $386,590 | |
| 2025 | $2,245.00 (+50.57%) | $42,400 (+34.35%) Land $18,240 Building $24,160 | $678,380 (+44.03%) Land $291,790 Building $386,590 |
| 2024 | $1,491.00 (+17.59%) | ||
| 2023 | $1,268.00 (+9.97%) | $31,560 (+11.21%) Land $13,180 Building $18,380 | $471,010 (+15.37%) Land $196,740 Building $274,270 |
| 2022 | $1,153.00 | $28,380 Land $12,770 Building $15,610 | $408,260 Land $183,680 Building $224,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 52% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.
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