2978 Sherman Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 2978 Sherman Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1993
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jun 2018)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-013-017-00`

Property Details

APN / Parcel Number

Primary APN	`012-013-017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,747 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	219,978 sqft (5.05 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2978 SHERMAN DR
City	LAPEER
State	MI
Zip	48446-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 13 T7N R10E PARCEL G-1 BEG AT E 1/4 OF SEC 13, TH S 450.10 FT TO POB, TH S 464.46 FT, TH W 473.63 FT, TH N 464.46 FT, TH
Legal Range	10E
Legal Township	07N
Legal Section	13
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3013
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2978 SHERMAN DR, LAPEER, MI 48446-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 25, 2018	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2018296700813
Deed Book / Page	2967 / 813
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2978 SHERMAN DR, LAPEER, MI 48446-9324
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 SHERMAN DR, LAPEER, MI 48446-9324

Mortgage

Document Number	0032050562
Date	May 24, 2021
Book Page	3205/562

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 25, 2018
Property Address	2978 SHERMAN DR, LAPEER, MI 48446-9324
Document Number	0029670813
Book / Page	002967 / 000813
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3270 MERVIN RD LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	29670820
Date	Jun 25, 2018
Book Page	002967/000820

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500 (+5.37%)	$381,000 (+5.37%)
2025	$3,234.00 (+16.16%) Homeowner's exemption	$180,800 (+19.81%)	$361,600 (+19.81%)
2023		$150,900	$301,800
2022	$2,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: T-Mobile, Verizon.

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