2978 Sarah Ln, Eugene, OR 97408 Property Records

Lane County property record for 2978 Sarah Ln, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,172 sqft · built 1996
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2017)
Tax Bill	$10,724 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-12-04900-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-12-04900-000`
Alternative APN	`1547791`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,172 sqft Finished Area
Gross Area	2,456 sqft
1st Floor Area	1,450 sqft
2nd Floor Area	1,722 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1547791
Street Address	2978 SARAH LN
City	EUGENE
State	OR
Zip	97408-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:11 SUBD:DARIAVID ESTATES SEC/TWN/RNG/MER:SEC 17 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	DARIAVID ESTATES
Legal Lot Number	11
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	2203

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2978 SARAH LN, EUGENE, OR 97408-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 31, 2017	Warranty Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Dec 21, 2016
Deed Document Number	2017-043349
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2978 SARAH LN, EUGENE, OR 97408-4629
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040451
Date	Jul 27, 2020
Instrument	2020-040451

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 31, 2017
Property Address	2978 SARAH LN, EUGENE, OR 97408-4629
Document Number	0000043349
Instrument Date	Aug 24, 2017
Instrument	43349
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 SARAH LN EUGENE OR 974084629, EUGENE, OR 97408-4629

Mortgage

Document Number	43350
Date	Aug 31, 2017
Instrument	43350

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,724.00 (+3.91%)	$550,414 (+6.09%)	$793,939 (-5.6%) Land $341,647 Building $452,292
2023	$10,320.00 (+4.02%)	$518,819 (+3%)	$841,045 (-4.52%) Land $239,888 Building $601,157
2022	$9,921.00	$503,708	$880,900 Land $177,764 Building $703,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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