2978 Pascal St, Saint Paul, MN 55113 Property Records

Ramsey County property record for 2978 Pascal St, Saint Paul, MN 55113

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,690 sqft · built 1955
Lot Size	0.34 acres (14,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2026)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-29-23-24-0012`

Property Details

APN / Parcel Number

Primary APN	`03-29-23-24-0012`
Alternative APNs	`8191453` `68048`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	388 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,790 sqft (0.34 acres)
Lot Dimensions	102 ft deep x 132 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	68048
Street Address	2978 PASCAL ST
City	SAINT PAUL
State	MN
Zip	55113-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEVILLE TERRACE PLAT 4 LOT 5 BLK 9
Legal Range	23
Legal Township	29
Legal Section	03
Legal Subdivision	ROSEVILLE TERRACE PLAT 4
Legal Block	9
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3023
Census Tract	41400

Owner

Source: Ramsey County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2978 PASCAL ST, SAINT PAUL, MN 55113-1644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jun 16, 2026	Warranty Deed, Transfer LAND TITLE
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	20262817844
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2978 PASCAL ST, ROSEVILLE, MN 55113-1644
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02713805
Date	Oct 4, 2021
Instrument	T02713805

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2978 PASCAL ST, ROSEVILLE, MN 55113-1644
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02749916
Date	Feb 27, 2023
Instrument	T02749916

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 16, 2026
Property Address	2978 PASCAL ST, SAINT PAUL, MN 55113-1644
Document Number	0002817844
Instrument Date	Jun 3, 2026
Instrument	20262817844
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$175,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2978 PASCAL ST, SAINT PAUL, MN 55113-1644

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2978 PASCAL ST, ROSEVILLE, MN 55113-1644
Document Number	0002680288
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2978 PASCAL ST ROSEVILLE MN 551131644, ROSEVILLE, MN 55113-1644

Mortgage

Document Number	0002680288
Date	Nov 6, 2020
Instrument	2680288

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2978 PASCAL ST, ROSEVILLE, MN 55113-1644
Document Number	0002661641
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2978 PASCAL ST ROSEVILLE MN 551131644, ROSEVILLE, MN 55113-1644

Mortgage

Document Number	0002661641
Date	Mar 17, 2020
Instrument	2661641

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Roseville City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,144.00 (+9.59%) Homeowner's exemption	$428,900 (+10.34%) Land $104,500 Building $324,400	$428,900 (+10.34%) Land $104,500 Building $324,400
2023	$4,694.00 Homeowner's exemption	$388,700 Land $90,300 Building $298,400	$388,700 Land $90,300 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Roseville serves 35,343 people · EPA ID MN1620013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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