2978 N Page Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2978 N Page Ave, Hernando, FL 34442

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,869 sqft · built 1997
Lot Size	4.92 acres (214,302 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Dec 2021 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-15-0010-00020-0880`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-15-0010-00020-0880`
Alternative APNs	`1518S19E0010000200880` `1605261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,869 sqft Gross Area
1st Floor Area	1,461 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	214,302 sqft (4.92 acres)
Lot Dimensions	637 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	222 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1605261
Street Address	2978 N PAGE AVE
City	HERNANDO
State	FL
Zip	34442-8929
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	LDRMH
Legal Description	FOREST LAKE PB 6 PG 139 LOT 88 BLK 2
Legal Range	19E
Legal Township	18S
Legal Section	22
Legal Subdivision	FOREST LAKE
Legal Block	2
Legal Lot Number	88
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2015
Census Tract	450104

Owner

2978 N Page Ave, an agricultural property, is owned and occupied by an individual who acquired it in December 2021.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Correction Deed AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Jan 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Jun 1, 1998 · Amount on File
Deed Document Number	202174820
Deed Book / Page	3220 / 126
Last Transfer Date	Dec 22, 2021
Transfer Doc	0032372190
Record Updated	Sep 20, 2026

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 22, 2021
Property Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929
Document Number	0032372190
Book / Page	3237 / 2190
Map Reference	MB 6 PG 139-141
Instrument Date	Dec 22, 2021
Instrument	2021088279
Record Updated	Feb 21, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 N CASS PT, 824, INVERNESS, FL 34453-0471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 28, 2021
Property Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929
Document Number	0032200126
Book / Page	3220 / 126
Map Reference	MB 6 PG 139-141
Instrument Date	Oct 28, 2021
Instrument	2021074820
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 N CASS PT, 824, INVERNESS, FL 34453-0471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929

Mortgage

Document Number	3220128
Date	Oct 28, 2021
Instrument	3220/128

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2017
Property Address	2978 N PAGE AVE, HERNANDO, FL 34442-8929
Document Number	0028051299
Book / Page	002805 / 001299
Instrument Date	Jan 17, 2017
Instrument	2243
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2978 N PAGE AVE HERNANDO FL 344428929, HERNANDO, FL 34442-8929

Tax Assessment & Valuation

The 2025 property tax bill for 2978 N Page Ave was $3,632 with a homeowner's exemption, up 4.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (+4.4%) Homeowner's exemption	$274,173 (-20.03%)	$332,082 (-3.14%) Land $90,520 Building $241,562
2024	$3,479.00 (+2.44%) Homeowner's exemption Additional exemption filed	$342,831 (+12.9%) Land $90,520 Building $252,311	$342,831 (+12.9%) Land $90,520 Building $252,311
2023	$3,396.00 (-9.46%) Homeowner's exemption Additional exemption filed	$303,667 (+22.13%) Land $90,520 Building $213,147	$303,667 Land $90,520 Building $213,147
2022	$3,751.00 Additional exemption filed	$248,643 Land $42,115 Building $206,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2978 N Page Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2978 N Page Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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