2978 N 35th Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 2978 N 35th Ave, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 2008
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2025)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-1N-28-0090-59400-0200`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-59400-0200`
Alternative APN	`N281400090594000200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	604 sqft
Utility Area	72 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	516 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2978 N 35TH AVE
City	MILTON
State	FL
Zip	32583-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AVALON BEACH LOTS 20 & 21 BLK 594 AS DES IN OR 3903 PG 1458 (LOT 21 SEP BY REQ 9/11/06 BUT RECOMBINED PER REQ 8/20/07)
Legal Range	28W
Legal Township	1N
Legal Section	40
Legal Subdivision	AVALON BEACH
Legal Block	594
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2049
Census Tract	10709

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2978 N 35TH AVE, MILTON, FL 32583-6130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Oct 7, 2025	Warranty Deed, Transfer PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC
Dec 27, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	202547269
Deed Book / Page	4666 / 2028
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2978 N 35TH AVE, MILTON, FL 32583-6130
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N 35TH AVE, MILTON, FL 32583-6130

Mortgage

Document Number	0041511075
Date	Jul 21, 2021
Book Page	4151/1075
Instrument	202148882

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 7, 2025
Property Address	2978 N 35TH AVE, MILTON, FL 32583-6130
Document Number	0046662028
Book / Page	4666 / 2028
Map Reference	MB A PG 1-10
Instrument Date	Oct 6, 2025
Instrument	202547269
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6985 DECEPTION RD, MILTON, FL 32583-8189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N 35TH AVE, MILTON, FL 32583-6130

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2019
Property Address	2978 N 35TH AVE, MILTON, FL 32583-6130
Document Number	0039031458
Book / Page	3903 / 1458
Map Reference	MB A PG 1-10
Instrument Date	Dec 16, 2019
Instrument	201958226
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ACHIEVE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 E DESOTO ST, 2008, PENSACOLA, FL 32503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N 35TH AVE, MILTON, FL 32583-6130

Mortgage

Document Number	0039031460
Date	Dec 27, 2019
Instrument	3903/1460

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 24, 2017
Property Address	2978 N 35TH AVE, MILTON, FL 32583-6130
Document Number	0036010938
Book / Page	3601 / 0938
Map Reference	MB A PG1-10
Instrument Date	Jan 24, 2017
Instrument	201707318
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ACHIEVE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$881.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 N DALE MABRY HWY # HWY300, 1406, TAMPA, FL 33607-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 N 35TH AVE, MILTON, FL 32583-6130

Mortgage

Document Number	0201707319
Date	Feb 24, 2017
Instrument	201707319

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (+2.88%)	$137,078 (+2.9%)	$218,430 (-1.04%) Land $20,000 Building $198,430
2024	$1,426.00 (+24.32%) Homeowner's exemption	$133,215 (+6.94%)	$220,721 (+5.49%) Land $20,000 Building $200,721
2023	$1,147.00 (+3.43%) Homeowner's exemption	$124,574 (+3%)	$209,225 (+9.11%) Land $14,000 Building $195,225
2022	$1,109.00 Homeowner's exemption	$120,946	$191,756 Land $14,000 Building $177,756

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

2978 N 35th Ave, Milton, FL 32583 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 35th Ave

Nearby Streets

Search Property Records by Address or Parcel Number