Clinton County and Peru Town property record for 2978 Main St, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,441 sqft · built 1850 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,016 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 280.1-5-14 |
| Primary APN | 094000 280.1-5-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| 2nd Floor Area | 1,147 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 170 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2978 MAIN ST |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 PGL |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 101901 |
2978 Main St is owned and occupied by an individual.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2978 MAIN ST, PERU, NY 12972-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2978 Main St was $5,016 with exemptions applied, up 172.6% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,016.00 (+172.61%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,840.00 | $223,300 Land $9,600 Building $213,700 | $223,300 Land $9,600 Building $213,700 |
| 2023 | $216,100 Land $9,600 Building $206,500 | $216,100 Land $9,600 Building $206,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2978 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2978 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERU WD serves 2,700 people · EPA ID NY0900216 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: SLICFiber, Westelcom Networks.
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