2978 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Sheridan Town property record for 2978 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,612 sqft · built 1935
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,582 (2026)
Deeds & Mortgages	Dec 2022 Sale Feb 2021 Line of Credit
APN	`066400 47.17-1-10`

Property Details

APN / Parcel Number

Primary APN	`066400 47.17-1-10`
Alternative APN	`64000470170001010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,612 sqft Living Area
1st Floor Area	1,974 sqft
2nd Floor Area	638 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	200 ft deep x 170 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2978 LAKE SHORE DR E
City	DUNKIRK
State	NY
Zip	14048-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	OLD APN: 066400 21-1-4
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2008
Census Tract	35300

Owner

Source: Chautauqua County and Sheridan Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2978 LAKE SHORE DR E, DUNKIRK, NY 14048-9726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 10, 2022
Transfer Doc	DE2022009086
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 20, 2022
Property Address	2978 LAKE SHORE DR E, DUNKIRK, NY 14048-9726
Document Number	DE2022009086
Instrument Date	Dec 10, 2022
Instrument	DE2022009086
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	2978 LAKE SHORE DR E, DUNKIRK, NY 14048-9726

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	2978 LAKE SHORE DR E, DUNKIRK, NY 14048-9726
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021001465
Date	Feb 11, 2021
Instrument	MT2021001465

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chautauqua County and Sheridan Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Sheridan Town
Unified School District	Silver Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,582.00 (+0.34%) Homeowner's exemption Senior Citizen's exemption
2025	$3,570.00	$77,400 (-) Land $26,000 Building $51,400	$193,500 (+17.5%) Land $65,000 Building $128,500
2023		$77,400 (-) Land $26,000 Building $51,400	$164,681 (+8.49%) Land $55,319 Building $109,362
2022	Homeowner's exemption	$77,400 Land $26,000 Building $51,400	$151,800 Land $50,992 Building $100,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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