2978 Intertown Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2978 Intertown Rd, Petoskey, MI 49770

Property Summary

Property Type	Rural Improved / Non-Residential
Details	1,125 sqft · built 1935
Lot Size	37.3 acres (1,628,273 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2020)
Tax Bill	$2,649 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-14-200-004`

Property Details

APN / Parcel Number

Primary APN	`13-18-14-200-004`

Interior

Stories	2 Stories
Building Area	1,125 sqft Total Area
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Fire Resistance	Fireproof Steel Frame
Lot Area	1,628,273 sqft (37.3 acres)
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2978 INTERTOWN RD
City	PETOSKEY
State	MI
Zip	49770-8513
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Local Zoning Code	RT FF
Legal Description	SW 1/4 OF NE 1/4. 40 A. SECTION 14, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	14
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3019
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5300 INDIAN GARDEN RD, PETOSKEY, MI 49770-8706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Dec 17, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Mar 1, 1997
Deed Document Number	20205179560
Deed Book / Page	1226 / 610
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2978 INTERTOWN RD, PETOSKEY, MI 49770-8513
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 INDIAN GARDEN RD, PETOSKEY, MI 49770-8706

Mortgage

Document Number	0000001240/0000000038
Date	Dec 17, 2021
Book Page	0000001240/0000000038
Instrument	5192998

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2978 INTERTOWN RD, PETOSKEY, MI 49770-8513
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 INDIAN GARDEN RD, PETOSKEY, MI 49770-8706

Mortgage

Document Number	0000001241/0000000275
Date	Feb 2, 2022
Book Page	0000001241/0000000275
Instrument	5194249

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2041

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 17, 2021
Property Address	2978 INTERTOWN RD, PETOSKEY, MI 49770-8513
Document Number	0001240/37
Book / Page	1240 / 37
Instrument Date	Dec 10, 2021
Instrument	5192997
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 INDIAN GARDEN RD, PETOSKEY, MI 49770-8706

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 30, 2020
Property Address	2978 INTERTOWN RD, PETOSKEY, MI 49770-8513
Document Number	001226/610
Book / Page	1226 / 610
Instrument Date	Oct 27, 2020
Instrument	5179560
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3149 INTERTOWN RD, PETOSKEY, MI 49770-8513

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,200 (+11.37%) Land $48,500 Building $135,700	$368,400 (+11.37%) Land $97,000 Building $271,400
2025		$165,400 (+27.92%) Land $40,100 Building $125,300	$330,800 (+27.92%) Land $80,200 Building $250,600
2024	$2,649.00
2023		$129,300 Land $62,600 Building $66,700	$258,600 Land $125,200 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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