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2978 E Main St, Wauchula, FL 33873 Property Records

Hardee County property record for 2978 E Main St, Wauchula, FL 33873 · Last verified December 2025

Property Summary

Property TypeVacant Land
Lot Size5.02 acres (218,671 sqft)
OwnerIndividual Name on File
Last Sale$33,000 (Sep 2023)
Tax Bill$1,301 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-34-26-0200-00001-0001

Property Details

APN / Parcel Number

Primary APN06-34-26-0200-00001-0001

Exterior

Lot Area218,671 sqft (5.02 acres)

Location & Zoning

Street Address2978 E MAIN ST
CityWAUCHULA
StateFL
Zip33873-4311
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal Description5.02 AC LOT 1 BUELL'S LANDING PHASE III 665P1320 677P662 678P876 685P1337 201225000142/1998 201625000258/0883-AFF 20192500676
Legal Range26E
Legal Township34S
Legal Section06
Legal SubdivisionBUELLS LANDING
Legal PhaseIII
Legal Block1
Legal Lot Number1
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group2
Census Block2016
Census Tract970101

Owner

Source: Hardee County records · APN 06-34-26-0200-00001-0001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address592 CYPRESS ST, WAUCHULA, FL 33873-8500
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SERVICES OF FLORIDA ACA
Sep 05, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 09, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERANT BANK NA
Nov 21, 2019Warranty Deed, Transfer · Line of Credit
FIRST NAT'L BK/WAUCHULA
Jan 11, 2019Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2023 · Amount on Record
Deed SaleSep 05, 2023 · Amount on Record
Prior SaleNov 21, 2019 · Amount on Record
Deed Document Number202325005034
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address2978 E MAIN ST, WAUCHULA, FL 33873-4311
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address592 CYPRESS ST, WAUCHULA, FL 33873-8500

Mortgage

Document Number0025000917
DateFeb 20, 2026
Instrument202625000917
Lender
NameFARM CREDIT SERVICES OF FLORIDA ACA
TypeBank
AddressWEST PALM BEACH, FL 33411
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateSep 05, 2023
Property Address2978 E MAIN ST, WAUCHULA, FL 33873-4311
Document Number0025005034
Map ReferencePL B-31 PG 4
Instrument DateAug 23, 2023
Instrument202325005034
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1883, WAUCHULA, FL 33873-1883

Transferred To (Grantee/Buyer)

NameVerified Name
Address592 CYPRESS ST, WAUCHULA, FL 33873-8500

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address2978 E MAIN ST, WAUCHULA, FL 33873-4311
Transaction TypeMortgage
Record UpdatedNov 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025005204
DateSep 09, 2022
Instrument202225005204
Lender
NameAMERANT BANK NA
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateNov 21, 2019
Property Address2978 E MAIN ST, WAUCHULA, FL 33873-4311
Document Number0025006768
Instrument DateNov 21, 2019
Instrument25006768
Transaction TypeTransfer
Record UpdatedDec 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1883 WAUCHULA FL 338731883, WAUCHULA, FL 33873-1883

Mortgage

Document Number25006769
DateNov 21, 2019
Instrument25006769
Lender
NameFIRST NAT'L BK/WAUCHULA
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 20, 2039
Interest
Rate TypeAdjustable Rate

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address2978 E MAIN ST, WAUCHULA, FL 33873-4311
Document Number0025000362
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 05, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address255 SOGGY BOTTOM LN WAUCHULA FL 338734483, WAUCHULA, FL 33873-4483

Mortgage

Document Number0025000362
DateJan 17, 2019
Instrument25000362
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 16, 2029

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,301.00 (+6.38%)$97,625 (+11.08%) Land $97,625$97,625 (+11.08%) Land $97,625
2024$1,223.00 (+7,543.75%)$87,885 (+7,65%) Land $87,885$87,885 (+28.62%) Land $87,885
2023$16.00$1,134 (-) Land $1,134$68,330 (+7.67%)
2022$16.00$1,134 Land $1,134$63,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 185 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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