2978 E Citadel Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2978 E Citadel Dr, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,762 sqft · built 2011
Lot Size	0.144 acres (6,312 sqft)
Owner	Individual Name on File
Last Sale	$185,954 (Mar 2012)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-08-680`

Property Details

APN / Parcel Number

Primary APN	`313-08-680`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,312 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2978 E CITADEL DR
City	GILBERT
State	AZ
Zip	85298-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVILLE PARCEL 37B MCR 745-42
Legal Range	06E
Legal Township	02S
Legal Section	27
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	SEVILLE PARCEL 37B
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	816005

Owner

Source: Maricopa County records · APN 313-08-680

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Prior Sale	Mar 16, 2012 · Amount on Record
Deed Document Number	20120220518
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092313
Date	Feb 06, 2018
Instrument	20180092313

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274872
Date	Mar 31, 2020
Instrument	20200274872

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279971
Date	Apr 01, 2020
Instrument	20200279971

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727

Mortgage

Document Number	0000140758
Date	Feb 08, 2021
Instrument	20210140758

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 E CITADEL DR, GILBERT, AZ 85298-5727

Mortgage

Document Number	0000325341
Date	Apr 13, 2022
Instrument	20220325341

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,320 (-3.99%)	$433,200 (-3.99%) Land $86,600 Building $346,600
2025	$1,703.00 (+3.46%)
2024		$45,120	$451,200 Land $90,200 Building $361,000
2023	$1,646.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Citadel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures