2978 E Bob White Dr, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2978 E Bob White Dr, Kimball, MI 48074

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,329 sqft · built 2017
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2020)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage May 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-970-0037-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-970-0037-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,329 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,228 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2978 E BOB WHITE DR
City	KIMBALL
State	MI
Zip	48074-4611
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 RES
Legal Description	UNIT 37 QUAIL WOODS CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN #183 3RD AMENDMENT RECORDED IN LIBER 3242 PAGES 551 TO 558
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Unit	37
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	3
Census Block	3010
Census Tract	634600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2978 E BOB WHITE DR, KIMBALL, MI 48074-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA
May 6, 2019	Quit Claim Deed, Transfer BALVENIE TITLE COMPANY LLC, BALVENIE TITLE CO LLC
Feb 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL
Mar 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	2020844
Deed Book / Page	5139 / 735
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0050530552
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2020
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0051390735
Book / Page	005139 / 000735
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 NELSON ST

Mortgage

Document Number	51390736
Date	Jan 9, 2020
Book Page	005139/000736

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 6, 2019
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0050530552
Book / Page	005053 / 000552
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	BALVENIE TITLE COMPANY LLC, BALVENIE TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,590.55
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4172 LAPEER PORT HURON MI 48061, PORT HURON, MI 48061

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 21, 2019
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0050320880
Book / Page	005032 / 000880
Instrument Date	Feb 14, 2019
Transaction Type	Foreclosure
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,709.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD #100 OKLAHOMA CITY OK 731186051, 100, OKLAHOMA CITY, OK 73118-6051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 17, 2017
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0048090747
Book / Page	004809 / 000747
Instrument Date	Mar 6, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 TRISTEN AVE FORT GRATIOT MI 480593767, FORT GRATIOT, MI 48059-3767

Mortgage

Document Number	48090748
Date	Mar 17, 2017
Book Page	004809/000748

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 17, 2017
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0048090746
Book / Page	004809 / 000746
Instrument Date	Nov 3, 2016
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 OLD M 51 CROSWELL MI 484228589, CROSWELL, MI 48422-8589

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 17, 2017
Property Address	37 E BOB WHITE DR, SMITHS CREEK, MI 48074
Document Number	0048090745
Book / Page	004809 / 000745
Instrument Date	Nov 3, 2016
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 HURON AVE PORT HURON MI 480603700, PORT HURON, MI 48060-3700

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,900 (+6.41%)	$391,800 (+6.41%)
2025	$4,334.00 (+2.9%) Homeowner's exemption	$184,100 (+6.79%)
2024	$4,212.00 (+14.36%)		$368,200 (+6.79%)
2023		$172,400
2022	$3,683.00		$344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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