2978 Bluffs Dr, Marina, CA 93933 Property Records

Monterey County property record for 2978 Bluffs Dr, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2018
Lot Size	0.119 acres (5,190 sqft)
Owner	2 Individual Names on File
Last Sale	$838,000 (Oct 2018)
Tax Bill	$12,768 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-273-070-000`

Property Details

APN / Parcel Number

Primary APN	`031-273-070-000`
Alternative APN	`031-273-070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,190 sqft (0.119 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	031-273-070
Street Address	2978 BLUFFS DR
City	MARINA
State	CA
Zip	93933-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINA HEIGHTS PHASE 2 VOL 23 C&T PAGE 42 TRACT NO 1478 LOT 548
Legal Subdivision	MARINA HEIGHTS PHASE 2
Legal Tract	1478
Legal Lot Number	548
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2007
Census Tract	14102

Owner

2978 Bluffs Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 24, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Oct 18, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Jul 20, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Apr 16, 2018	Grant Deed, Mortgage HOUSING CAP
Mar 2, 2018	Grant Deed, Transfer CYPRESS MARINA HEIGHTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	201849023
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 BLUFFS DR, MARINA, CA 93933-5201

Mortgage

Document Number	0000042065
Date	Jun 16, 2021
Instrument	2021042065

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 24, 2018
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Document Number	0000049023
Map Reference	VOL23 PG42
Instrument Date	Oct 11, 2018
Instrument	2018049023
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2978 BLUFFS DR, MARINA, CA 93933-5201

Mortgage

Document Number	0000049024
Date	Oct 24, 2018
Instrument	2018049024

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2018
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Instrument Date	Sep 12, 2018
Instrument	47699
Transaction Type	Mortgage
Record Updated	Nov 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047699
Date	Oct 18, 2018
Instrument	47699

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Recording Date	Jul 20, 2018
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Instrument Date	May 23, 2018
Instrument	32006
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032006
Date	Jul 20, 2018
Instrument	32006

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 16, 2018
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Instrument Date	Mar 9, 2018
Instrument	16133
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016133
Date	Apr 16, 2018
Instrument	16133

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Amount	Amount on Record

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	2978 BLUFFS DR, MARINA, CA 93933-5201
Document Number	0000008875
Instrument Date	Mar 2, 2018
Instrument	8875
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$6,619.80
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	8878
Date	Mar 2, 2018
Instrument	8878

Lender

Name	CYPRESS MARINA HEIGHTS LLC
Address	12424 WILSHIRE BLVD # 840, LOS ANGELES, CA 90025-1064

Agreement

Amount	Amount on Record

Mortgage

Document Number	8879,
Date	Mar 2, 2018
Instrument	8879

Lender

Name	MISSOURI ELEC CO-OP EMP CU
Address	1396 W HERNDON AVE # 101, FRESNO, CA 93711-7126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2978 Bluffs Dr was $12,768.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,231 (+2%) Land $341,347 Building $611,884
2025	$12,768.00	$934,541 Land $334,654 Building $599,887
2023	$12,536.00 (-3.81%)	$898,254 Land $321,660 Building $576,594
2022	$13,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2978 Bluffs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2978 Bluffs Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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