Muscatine County property record for 2978 130th St, Wilton, IA 52778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,874 sqft · built 1900 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2022) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0420200002 |
| Primary APN | 0420200002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 1,244 sqft |
| Finished Basement | 572 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2978 130TH ST |
|---|---|
| City | WILTON |
| State | IA |
| Zip | 52778-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRICUL |
| Legal Description | 20-78-1W N 375.5' E 1294.5' (EX RD) NE NE |
| Legal Range | 01W |
| Legal Township | 78N |
| Legal Section | 20 |
| Jurisdiction | MUSCATINE IA |
| Township / Civil Division | WILTON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 50100 |
2978 130th St is owned and occupied by two individuals who bought it in September 2022.
Source: Muscatine County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2978 130TH ST, WILTON, IA 52778-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on File |
| Deed Sale | Sep 15, 2022 · Amount on File |
| Deed Document Number | 20225098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSCATINE IA |
| Recording Date | Sep 15, 2022 |
| Property Address | 2978 130TH ST, WILTON, IA 52778-9319 |
| Document Number | 0202205098 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-05098 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2978 130TH ST, WILTON, IA 52778-9319 |
| Document Number | 0202205099 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-05099 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
The 2025 property tax bill for 2978 130th St was $3,494 with a homeowner's exemption, down 1% from the year before.
Source: Muscatine County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Muscatine County |
| Unified School District | Wilton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 (-10.04%) Homeowner's exemption | $336,960 Land $55,840 Building $281,120 | $336,960 Land $55,840 Building $281,120 |
| 2024 | $3,884.00 | ||
| 2023 | $329,056 (+45.04%) Land $52,364 Building $276,692 | $329,056 Land $52,364 Building $276,692 | |
| 2022 | $2,956.00 Homeowner's exemption | $226,880 Land $49,400 Building $177,480 | |
| 2021 | $226,880 Land $49,400 Building $177,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2978 130th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2978 130th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WTC Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Night Owl Wireless Fixed Wireless | 100 / 20 |
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