2978 130th St, Stuart, IA 50250 Property Records

Adair County property record for 2978 130th St, Stuart, IA 50250 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage2,288 sqft Living Area
Lot Size281,398 sqft (6.46 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2022)
Tax Bill$4,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-20-200-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,288 sqft Living Area
1st Floor936 sqft 1st Floor
Basement Area936 sqft Basement
Finished Basement936 sqft Finished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area281,398 sqft (6.46 acres)
Parking Spaces8 Parking Spaces
Garage TypeMixed Garage
Garage Area2,224 sqft Garage
Total Buildings2 Total Buildings
Deck Area352 sqft Deck
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2978 130TH ST
CitySTUART
StateIA
Zip50250-8122
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 445' OF E1/2 W1/2 NE 20 77 30
Legal Range30W
Legal Township77N
Legal Section20
JurisdictionADAIR IA
Minor Civil DivisionLINCOLN
Census Blockgroup1
Census Block1119
Census Tract960100

Owner

Source: Adair County records · APN 04-20-200-003

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2978 130TH ST, STUART, IA 50250-8122
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Warranty Deed, Transfer · Conventional Mortgage
LINCOLN SAVINGS BANK
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2022 · Amount on Record
Deed SaleDec 14, 2022 · Amount on Record
Deed Doc Number20221664
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAIR IA
Recording DateDec 14, 2022
Property Address2978 130TH ST, STUART, IA 50250-8122
Document Number0020221664
Instrument DateDec 02, 2022
Instrument2022-1664
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$607.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2978 130TH ST, STUART, IA 50250-8122

Mortgage

Document Number0020221665
DateDec 14, 2022
Instrument2022-1665
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.11%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2020
Change FrequencyAnnually
Min Rate At Change4.11%
Max Rate At Change8.11%
Index1-Year CMT
Max Rate12.1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAIR IA
Property Address2978 130TH ST, STUART, IA 50250-8122
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221339
DateSep 22, 2022
Instrument2022-1339
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 16, 2062
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyAdair County
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,470.00$435,020 (+11.53%) Land $71,300 Building $363,720$435,020 (+11.53%) Land $71,300 Building $363,720
2024$4,470.00 (+58.17%)
2023$390,040 (+76.54%) Land $62,840 Building $327,200$390,040 (+76.54%) Land $62,840 Building $327,200
2022$2,826.00 Homeowner's exemption$220,930 Land $41,380 Building $179,550
2021$220,930 Land $41,380 Building $179,550

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