2977 Tupelo Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2977 Tupelo Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,875 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$596,000 (2023)
Tax Bill	$9,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202631526500011075`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	2,875 sqft Heated Area
Gross Area	3,741 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	280 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2977 TUPELO LOOP
City	SAINT CLOUD
State	FL
Zip	34772-9361
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 8 PB 31 PGS 8-14 LOT 1075
Legal Subdivision	TWIN LAKES PHS 8 TEMP
Legal Phase	8
Legal Lot Number	1075
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 202631526500011075

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2977 TUPELO LOOP, SAINT CLOUD, FL 34772-9361
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2023 · Amount on Record
Deed Sale	Aug 07, 2023 · Amount on Record
Deed Doc Number	2023102073
Deed Book / Page	6453 / 230
Record Refreshed	Jun 08, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 07, 2023
Property Address	2977 TUPELO LOOP, SAINT CLOUD, FL 34772-9361
Document Number	0064530230
Book / Page	6453 / 230
Map Reference	MB 31 PG 8-14
Instrument Date	Jul 31, 2023
Instrument	2023102073
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,172.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 TUPELO LOOP, SAINT CLOUD, FL 34772-9361

Mortgage

Document Number	0006453232
Date	Aug 07, 2023
Instrument	6453/232

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,920.00 (+249.17%) Homeowner's exemption	$509,663 (+749.44%)	$514,400 (+757.33%) Land $80,000 Building $434,400
2023	$2,841.00 (+42.55%)	$60,000 (+33.33%) Land $60,000	$60,000 (+33.33%) Land $60,000
2022	$1,993.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 386 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.