2977 Oak St, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 2977 Oak St, Pollock Pines, CA 95726

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,040 sqft · built 1977
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Oct 2017)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-303-013-000`

Property Details

APN / Parcel Number

Primary APN	`101-303-013-000`
Alternative APNs	`10130313100` `1013031310`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2977 OAK ST
City	POLLOCK PINES
State	CA
Zip	95726-9692
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	PM 11/100/3 POLLOCK PINES
Legal Subdivision	POLLOCK PINES
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4016
Census Tract	31302

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4900 RATTLESNAKE BAR RD, PILOT HILL, CA 95664-9222
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	201746870
Prior Transfer Date	Dec 17, 2001
Prior Transfer Doc	0000082326
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2977 OAK ST, POLLOCK PINES, CA 95726-9692
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 RATTLESNAKE BAR RD, PILOT HILL, CA 95664-9222

Mortgage

Document Number	0000014014
Date	Mar 28, 2022
Instrument	2022-0014014

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 19, 2017
Property Address	2977 OAK ST, POLLOCK PINES, CA 95726-9692
Document Number	0000046870
Map Reference	MB 11 PG 100
Instrument Date	Oct 16, 2017
Instrument	2017-0046870
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4900 RATTLESNAKE BAR RD, PILOT HILL, CA 95664-9222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046871
Date	Oct 19, 2017
Instrument	2017-0046871

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,133 (+2%) Land $69,632 Building $285,501
2025	$3,880.00 (+8.81%)	$348,170 (+4.04%) Land $68,267 Building $279,903
2023	$3,566.00 (+1.97%)	$334,652 Land $65,617 Building $269,035
2022	$3,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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