2977 Main St, East Troy, WI 53120 Property Records

Walworth County property record for 2977 Main St, East Troy, WI 53120

Property Summary

Property Type	Single Family Home
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on File
Last Sale	$97,500 (Mar 2010)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RXUP 00177`

Property Details

APN / Parcel Number

Primary APN	`RXUP 00177`

Exterior

Lot Area	8,930 sqft (0.205 acres)

Location & Zoning

Street Address	2977 MAIN ST
City	EAST TROY
State	WI
Zip	53120-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SEC 30 T4N R18E DESC AS: COM AT STK IN N LN AUSTIN ST 85' W OF SW COR LOT 5 BLK 9 O.P., W 80', N 114', NELY 69.22',
Legal Range	18E
Legal Township	04N
Legal Section	30
Legal Block	9
Legal Lot Number	5
Jurisdiction	WALWORTH WI
Township / Civil Division	EAST TROY
Census Block Group	1
Census Block	1003
Census Tract	103

Owner

2977 Main St is owned and occupied by two individuals who acquired it in June 2021.

Source: Walworth County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2977 MAIN ST, EAST TROY, WI 53120-1245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK
Jun 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2010 · Amount on File
Deed Sale	Mar 29, 2010 · Amount on File
Prior Sale	Jul 22, 2009
Deed Document Number	2010785630
Last Transfer Date	Jun 3, 2021
Transfer Doc	0001039188
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Jun 10, 2026
Property Address	2977 MAIN ST, EAST TROY, WI 53120-1245
Document Number	0001130941
Instrument Date	Jun 5, 2026
Instrument	20261130941
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 MAIN ST, EAST TROY, WI 53120-1245

Mortgage

Document Number	0001130941,
Date	Jun 10, 2026
Instrument	20261130941

Lender

Name	NORTH SHORE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Jun 11, 2021
Property Address	2977 MAIN ST, EAST TROY, WI 53120-1245
Document Number	0001039188
Instrument Date	Jun 3, 2021
Instrument	1039188
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 MAIN ST, EAST TROY, WI 53120-1245

Tax Assessment & Valuation

The 2025 property tax bill for 2977 Main St was $3,773 with a homeowner's exemption.

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	East Troy Village
Unified School District	East Troy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 Homeowner's exemption	$279,800 Land $35,500 Building $244,300	$293,326 Land $37,216 Building $256,110
2023	$3,183.00 (+4.6%) Homeowner's exemption	$185,800 (-) Land $30,000 Building $155,800
2022	$3,043.00 Homeowner's exemption	$185,800 Land $30,000 Building $155,800	$206,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2977 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST TROY WATERWORKS serves 5,054 people · EPA ID WI2650123
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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