McCracken County property record for 2977 Jefferson St, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1946 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Jan 2025) |
| Tax Bill | $347 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-21-02-010 |
| Primary APN | 104-21-02-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 123026 |
|---|---|
| Street Address | 2977 JEFFERSON ST |
| City | PADUCAH |
| State | KY |
| Zip | 42001-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-2-10 50X152 2977 JEFFERSON ST L2 |
| Legal Subdivision | CARSON PARK |
| Legal Lot Number | 2 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30700 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2977 JEFFERSON ST, PADUCAH, KY 42001-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on Record |
| Deed Sale | Jan 7, 2025 · Amount on Record |
| Prior Sale | Mar 10, 2021 · Amount on Record |
| Deed Document Number | 2025707796 |
| Deed Book / Page | 1514 / 479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 2977 JEFFERSON ST, PADUCAH, KY 42001-4112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M1869/67 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | M1869/67 |
| Instrument | 733335 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 20, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,000 (-) | $97,000 (-) | |
| 2025 | $347.00 (-0.29%) | $97,000 (-) | $97,000 (-) |
| 2023 | $348.00 (-1.69%) | $97,000 (-) | $97,000 (-) |
| 2022 | $354.00 | $97,000 | $97,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1978–1985) |
| Most Recent Claim | Sep 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: PPS Fibernet.
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