2977 Emerald Cir, Grand Junction, CO 81504 Property Records

Mesa County property record for 2977 Emerald Cir, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,183 sqft · built 1999
Lot Size	0.124 acres (5,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 2022)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-081-46-010`

Property Details

APN / Parcel Number

Primary APN	`2943-081-46-010`
Alternative APN	`R034059`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,623 sqft
1st Floor Area	1,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,382 sqft (0.124 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R034059
Street Address	2977 EMERALD CIR
City	GRAND JUNCTION
State	CO
Zip	81504-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 1 EMERALD GLEN SUBDIVISION SEC 8 1S 1E & AN UND INT IN COMMON AREAS & OUTLOT 1
Legal Range	001
Legal Township	01S
Legal Section	08
Legal Subdivision	EMERALD GLEN SUBDIVISION
Legal Block	1
Legal Lot Number	10
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1007
Census Tract	1104

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2977 EMERALD CIR, GRAND JUNCTION, CO 81504-4881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Oct 4, 2019	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	20223020123
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0002748278
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Feb 16, 2022
Property Address	2977 EMERALD CIR, GRAND JUNCTION, CO 81504-4881
Document Number	0003020123
Instrument Date	Feb 11, 2022
Instrument	3020123
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2977 EMERALD CIR, GRAND JUNCTION, CO 81504-4881

Mortgage

Document Number	0003020124
Date	Feb 16, 2022
Instrument	3020124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	2977 EMERALD CIR, GRAND JUNCTION, CO 81504-4881
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002817299
Date	Oct 11, 2017
Instrument	2817299

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2027

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 4, 2019
Property Address	2977 EMERALD CIR, GRAND JUNCTION, CO 81504-4881
Document Number	0002897804
Instrument Date	Oct 3, 2019
Instrument	2897804
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 EMERALD CIR GRAND JUNCTION CO 815044881, GRAND JUNCTION, CO 81504-4881

Mortgage

Document Number	2897805
Date	Oct 4, 2019
Instrument	2897805

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+15.73%)	$19,140 (+14.95%) Land $5,190 Building $13,950	$306,180 (+23.23%) Land $83,000 Building $223,180
2024	$1,316.00 (+2.89%)	$16,650 (-) Land $4,390 Building $12,260
2023	$1,279.00 (+9.6%)	$16,650 (+12.42%) Land $4,390 Building $12,260	$248,460 (+16.57%) Land $65,500 Building $182,960
2022	$1,167.00	$14,810 Land $3,820 Building $10,990
2021			$213,150 Land $55,000 Building $158,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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