Brevard County property record for 2977 Cortona Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,586 sqft · built 2013 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Sep 2024) |
| Tax Bill | $11,083 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-05-01-C-19 |
| Primary APN | 26-36-05-01-C-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,586 sqft Living Area |
| Gross Area | 4,860 sqft |
| 1st Floor Area | 1,831 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 164 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2631049 |
|---|---|
| Street Address | 2977 CORTONA DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CORTONA SUBDIVISION LOT 19 BLK C |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | CORTONA SUBDIVISION |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 71201 |
2977 Cortona Dr is owned and occupied by two individuals who bought it in September 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2977 CORTONA DR, MELBOURNE, FL 32940-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on File |
| Deed Sale | Sep 10, 2024 · Amount on File |
| Prior Sale | Apr 21, 2021 · Amount on File |
| Deed Document Number | 2024183709 |
| Deed Book / Page | 10153 / 1676 |
| Prior Transfer Date | Feb 11, 2013 |
| Prior Transfer Doc | 0068451427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2977 CORTONA DR, MELBOURNE, FL 32940-8608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0086230724 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 8623/0724 |
| Instrument | 2019279794 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 21, 2021 |
| Property Address | 2977 CORTONA DR, MELBOURNE, FL 32940-8608 |
| Document Number | 0090951418 |
| Book / Page | 9095 / 1418 |
| Map Reference | MB 56 PG 83-86 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021102392 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | E-TITLE SERVICES LLC, E TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 CARRIAGE LN, 732, MERRITT ISLAND, FL 32952-4149 |
| Name | Verified Name |
|---|---|
| Address | 2977 CORTONA DR, MELBOURNE, FL 32940-8608 |
| Document Number | 0090951420 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 9095/1420 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2977 Cortona Dr was $11,083 with a homeowner's exemption, up 8.2% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,440 (-3.55%) | $841,440 (-3.55%) | |
| 2025 | $11,083.00 (+8.23%) | $872,370 | $872,370 |
| 2024 | $10,240.00 (+1.22%) | ||
| 2023 | $10,117.00 (+7.21%) Homeowner's exemption | $801,710 (+2.98%) Land $126,500 Building $675,210 | $801,710 (+2.98%) Land $126,500 Building $675,210 |
| 2022 | $9,437.00 Homeowner's exemption | $778,530 Land $126,500 Building $652,030 | $778,530 Land $126,500 Building $652,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2977 Cortona Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2977 Cortona Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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