2977 Coconut Ave, Miami, FL 33133 Property Records

Miami-Dade County property record for 2977 Coconut Ave, Miami, FL 33133

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,664 sqft · built 2015
Lot Size	0.082 acres (3,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Oct 2021)
Tax Bill	$17,274 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-4116-029-0210`

Property Details

APN / Parcel Number

Primary APN	`01-4116-029-0210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,480 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	3,562 sqft (0.082 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Patio Area	200 sqft

Location & Zoning

Street Address	2977 COCONUT AVE
City	MIAMI
State	FL
Zip	33133-3761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3900
Legal Description	16 54 41 PALM TERR PB 3-47 W1/2 OF LOT 23 LESS S7.5FT FOR RW BLK 1 LOT SIZE 3562 SQ FT M/L OR 20484-1301 05/2002 1 COC 24090-1306 12 2005 2
Legal Range	41E
Legal Township	54S
Legal Section	16
Legal Subdivision	PALM TERR
Legal Block	1
Legal Lot Number	23
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1001
Census Tract	7104

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2977 COCONUT AVE, MIAMI, FL 33133-3761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP INVS PTRS II LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	2021797704
Deed Book / Page	32811 / 232
Prior Transfer Date	Mar 21, 2011
Prior Transfer Doc	0000179193
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Jul 20, 2026
Property Address	2977 COCONUT AVE, MIAMI, FL 33133-3761
Document Number	0000490708
Book / Page	35404 / 2383
Instrument Date	Jul 2, 2026
Instrument	2026490708
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 COCONUT AVE, MIAMI, FL 33133-3761

Mortgage

Document Number	0000490708,
Date	Jul 20, 2026
Book Page	35404/2383
Instrument	2026490708

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2036

Interest

Rate	6.48%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2977 COCONUT AVE, MIAMI, FL 33133-3761
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 COCONUT AVE, MIAMI, FL 33133-3761

Mortgage

Document Number	0000701065
Date	Sep 15, 2025
Book Page	34941/4131
Instrument	2025R0701065

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 25, 2021
Property Address	2977 COCONUT AVE, MIAMI, FL 33133-3761
Document Number	0000797704
Book / Page	32811 / 232
Map Reference	MB 3 PG 47
Instrument Date	Sep 22, 2021
Instrument	2021R0797704
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 600427, SAINT JOHNS, FL 32260-0427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 COCONUT AVE, MIAMI, FL 33133-3761

Mortgage

Document Number	0000000234
Date	Oct 25, 2021
Instrument	32811/234

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2977 COCONUT AVE, MIAMI, FL 33133-3761
Document Number	0000671823
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2977 COCONUT AVE COCONUT GROVE FL 331333761, COCONUT GROVE, FL 33133-3761

Mortgage

Document Number	0000671823
Date	Nov 20, 2020
Book Page	032205/002356
Instrument	671823

Lender

Name	HOMETAP INVS PTRS II LP
Address	BOSTON, MA 02199

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,274.00 (+3.25%) Homeowner's exemption	$887,436 (+5.99%)	$1,178,137 (+18.24%) Land $534,300 Building $643,837
2023	$16,731.00 (+2.82%) Homeowner's exemption	$837,307 (+3%)	$996,375 (+22.57%) Land $338,390 Building $657,985
2022	$16,272.00 Homeowner's exemption	$812,920 Land $320,580 Building $492,340	$812,920 Land $320,580 Building $492,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 2 condo units
Nearby Flood Claims	8 (1992–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Google Fiber, Hotwire Communications.

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