St. Charles County property record for 2977 Bromley Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,369 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2014) |
| Tax Bill | $4,662 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000244 |
| Primary APN | A963000244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 3,981 sqft |
| 1st Floor Area | 2,369 sqft |
| Basement Area | 1,213 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A963000244 |
|---|---|
| Street Address | 2977 BROMLEY DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO MANOR LOT 152 |
| Legal Subdivision | MONTICELLO MANOR |
| Legal Lot Number | 152 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311124 |
Source: St. Charles County records · APN A963000244
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 02, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2014 · Amount on Record |
| Deed Sale | Aug 04, 2014 · Amount on Record |
| Prior Sale | Sep 28, 2005 · Amount on Record |
| Deed Document Number | 2014419730 |
| Deed Book / Page | 6222 / 2331 |
| Prior Transfer Date | Oct 16, 2006 |
| Prior Transfer Doc | 0046200746 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Document Number | 0000049715 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025R-049715 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Document Number | 2021R036024 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-036024 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067730555 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 6773/0555 |
| Instrument | 20170711000427880 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2977 BROMLEY DR, O FALLON, MO 63368-8609 |
| Document Number | 0000095522 |
| Instrument Date | Dec 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2977 BROMLEY DR O FALLON MO 633688609, O FALLON, MO 63368-8609 |
| Document Number | 0000095522 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 95522 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 06, 2035 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,662.00 (+6.8%) | $73,192 (+7.82%) | $385,221 (+7.82%) Land $72,380 Building $312,841 |
| 2024 | $4,365.00 | ||
| 2023 | $67,886 | ||
| 2022 | $357,295 Land $55,000 Building $302,295 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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