2977 Bent Pine Dr, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 2977 Bent Pine Dr, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,629 sqft · built 1985
Lot Size	0.045 acres (1,950 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Mar 2017)
Tax Bill	$783 (2024)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1327-701-0043-180-7`

Property Details

APN / Parcel Number

Primary APN	`1327-701-0043-180-7`
Alternative APN	`5370`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	749 sqft
Upper Floors Area	391 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,950 sqft (0.045 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5370
Street Address	2977 BENT PINE DR
City	FORT PIERCE
State	FL
Zip	34951-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MONTE CARLO COUNTRY CLUB-UNIT THREE- THAT PART OF LOT 73-LESS W 55 FT- AND ALL LOTS 74 THRU 85 (TOWNHOUSES AT WHIPPOORWILL RUN UNIT 1003) MPDAF: FROM SW COR SEC27-34-39 RUN N 00 DEG 55 MIN 02 SEC E ALG W LI SD SEC 740.12 FT, TH S 88 DEG 59 MIN 59 SEC
Legal Range	39E
Legal Township	34S
Legal Section	27
Legal Subdivision	MONTE CARLO COUNTRY CLUB UNIT 3
Legal Lot Number	73
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2123
Census Tract	382201

Owner

2977 Bent Pine Dr is owned and occupied by an individual who bought it in March 2017.

Source: St. Lucie County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	2977 BENT PINE DR, FORT PIERCE, FL 34951-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 8, 2017	Warranty Deed, Transfer TERESA T BRITTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	20174284423
Deed Book / Page	3970 / 1914
Prior Transfer Date	Oct 8, 2012
Prior Transfer Doc	0034422278
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	2977 BENT PINE DR, FORT PIERCE, FL 34951-2925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041622558
Date	Jul 30, 2018
Book Page	4162/2558
Instrument	4464168

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 8, 2017
Property Address	2977 BENT PINE DR, FORT PIERCE, FL 34951-2925
Document Number	0039701914
Book / Page	003970 / 001914
Instrument Date	Feb 27, 2017
Instrument	4284423
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 BENT PINE DR FORT PIERCE FL 349512925, FORT PIERCE, FL 34951-2925

Mortgage

Document Number	39701917
Date	Mar 8, 2017
Book Page	003970/001917
Instrument	4284424

Lender

Name	TERESA T BRITTON
Address	29 HARBOUR ISLE DR W # 202, FORT PIERCE, FL 34949-2781
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 7, 2020

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,104	$181,200 Building $181,200
2024	$783.00 (+4.82%)
2023	$747.00 (+2.19%) Additional exemption filed	$178,300 (+142.99%) Building $178,300	$178,300 (+19.99%) Building $178,300
2022	$731.00 Homeowner's exemption	$73,379	$148,600 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2977 Bent Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Bent Pine Dr is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWOOD private · serves 650 people · EPA ID FL4564397
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	41 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber	1,000 / 1,000
Home Town Cable TV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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