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2976 Smith St, Marianna, FL 32446 Property Records

Jackson County property record for 2976 Smith St, Marianna, FL 32446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 1958
Lot Size0.178 acres (7,789 sqft)
OwnerIndividual Name on File
Last Sale$99,000 (Jan 2020)
Tax Bill$905 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-4N-10-0000-0700-0000

Property Details

APN / Parcel Number

Primary APN04-4N-10-0000-0700-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,702 sqft Heated Area
Gross Area2,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,789 sqft (0.178 acres)
Lot Width114 ft Width
PorchOpen Porch
FenceFence
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2976 SMITH ST
CityMARIANNA
StateFL
Zip32446-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEGIN AT INTERS OF E/LY RTWY OF SMITH ST & S/LY RTWY OF LIDDON ST, RUN S 6* W ALONG E/LY RTWY 113.04 FT, S 87* E 62.16 FT, N
Legal Range10W
Legal Township04N
Legal Section04
JurisdictionJACKSON FL
Township / Civil DivisionMARIANNA
Census Block Group3
Census Block3033
Census Tract210500

Owner

2976 Smith St is owned and occupied by an individual who bought it in January 2020.

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2976 SMITH ST, MARIANNA, FL 32446-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK
Dec 13, 2017Warranty Deed, Transfer · Conventional with PMI
EVELYN L TRAYROM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2020 · Amount on File
Deed SaleJan 15, 2020 · Amount on File
Prior SaleDec 13, 2017 · Amount on File
Deed Document Number202032000543
Deed Book / Page1637 / 0371
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateJan 15, 2020
Property Address2976 SMITH ST, MARIANNA, FL 32446-2930
Document Number0016370371
Book / Page1637 / 0371
Instrument DateJan 9, 2020
Instrument202032000543
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyFLORIDA LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 JUNIPER WAY, 103, OCALA, FL 34480-5203

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 412, CHATTAHOOCHEE, FL 32324-0412

Mortgage

Document Number0016370372
DateJan 15, 2020
Instrument1637/0372
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateDec 13, 2017
Property Address2976 SMITH ST, MARIANNA, FL 32446-2930
Document Number0015540076
Book / Page001554 / 000076
Instrument DateDec 12, 2017
Instrument32013493
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyOCEANSIDE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2976 SMITH ST MARIANNA FL 324462930, MARIANNA, FL 32446-2930

Mortgage

Document Number15540077
DateDec 13, 2017
Book Page001554/000077
Instrument32013494
Lender
NameEVELYN L TRAYROM
Address5275 LIMESTONE LN, MARIANNA, FL 32446-6851
Agreement
TypeConventional with PMI
AmountAmount on Record
Term84 Months
DueDec 12, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 2976 Smith St was $905 with exemptions applied, up 7% from the year before.

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityMarianna City
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$905.00 (+6.97%) Homeowner's exemption Widower's exemption$99,979 (+2.88%)$128,105 (-1.55%) Land $14,250 Building $113,855
2024$846.00 (+10.73%) Homeowner's exemption Widower's exemption$97,184 (+2.97%)$130,123 (+2.61%) Land $14,250 Building $115,873
2023$764.00 (+1.19%) Homeowner's exemption Widower's exemption$94,377 (+2.97%)$126,815 (+14.84%) Land $14,250 Building $112,565
2022$755.00 Homeowner's exemption Widower's exemption$91,652$110,432 Land $14,250 Building $96,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2976 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Smith St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARIANNA
serves 8,227 people · EPA ID FL1320449
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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