2976 Sand Bend Rd, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 2976 Sand Bend Rd, Virginia Beach, VA 23456

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,904 sqft · built 2002
Lot Size	0.367 acres (16,001 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Nov 2025)
Tax Bill	$12,331 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
APN	`2433-32-6745`

Property Details

APN / Parcel Number

Primary APN	`2433-32-6745`
Alternative APN	`243-332-67450-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,904 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,001 sqft (0.367 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	1,120 sqft
Deck Area	1,019 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Old Parcel Number	2433-32-6745
Street Address	2976 SAND BEND RD
City	VIRGINIA BEACH
State	VA
Zip	23456-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	BACK BAY MEADOWS SEC 3 LOT 15
Legal Subdivision	MEADOWS
Legal Block	1
Legal Lot Number	15
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1015
Census Tract	45412

Owner

Source: Virginia Beach City records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5677 E VIRGINIA BEACH BLVD, NORFOLK, VA 23502-2427
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Oct 7, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF CHARLES TOWN
Mar 22, 2017	Grant Deed, Transfer TIDEWATER MTG SVCS INC/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	202545970
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	2976 SAND BEND RD, VIRGINIA BEACH, VA 23456-4421
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008803
Date	Apr 6, 2021
Instrument	202103028803

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS
Type	Bank
Address	HAMPTON, VA 23663

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	2976 SAND BEND RD, VIRGINIA BEACH, VA 23456-4421
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008803
Date	Apr 6, 2021
Instrument	202103028803

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS
Type	Bank
Address	HAMPTON, VA 23663

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Oct 7, 2022
Property Address	2976 SAND BEND RD, VIRGINIA BEACH, VA 23456-4421
Document Number	0000002688
Map Reference	MB 67 PG 45
Instrument Date	Oct 4, 2022
Instrument	202203052688
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 SAND BEND RD, VIRGINIA BEACH, VA 23456-4421

Mortgage

Document Number	0000002689
Date	Oct 7, 2022
Instrument	202203052689

Lender

Name	BANK OF CHARLES TOWN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Mar 22, 2017
Property Address	2976 SAND BEND RD, VIRGINIA BEACH, VA 23456-4421
Document Number	0000235190
Instrument Date	Mar 14, 2017
Instrument	235190
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO/LA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 SAND BEND RD VIRGINIA BEACH VA 234564421, VIRGINIA BEACH, VA 23456-4421

Mortgage

Document Number	235200
Date	Mar 22, 2017
Instrument	235200

Lender

Name	TIDEWATER MTG SVCS INC/VA
Type	Mortgage Company
Address	VIRGINIA BEACH

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,331.00 (+8.91%)	$1,258,300 (+10.02%) Land $625,000 Building $633,300	$1,258,300 (+10.02%) Land $625,000 Building $633,300
2023	$11,322.00	$1,143,700 Land $510,000 Building $633,700	$1,143,700 Land $510,000 Building $633,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 834 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	936 units insured incl. 102 condo units
Nearby Flood Claims	855 (1978–2020)
Claims Outside the SFHA	200 of 855
Most Recent Claim	Aug 2020 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 18 claims Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 169 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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