2976 Ridgeway Ave, Saint Louis, MO 63114 Property Records

St. Louis County property record for 2976 Ridgeway Ave, Saint Louis, MO 63114

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,116 sqft · built 1950
Lot Size	0.175 acres (7,601 sqft)
Owner	Company Name on Record
Last Sale	$2,004,000 (Mar 2024)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14K-61-0248`

Property Details

APN / Parcel Number

Primary APN	`14K-61-0248`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2976 RIDGEWAY AVE
City	SAINT LOUIS
State	MO
Zip	63114-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51R-1
Legal Description	MAPLE PLACE LOT 21
Legal Subdivision	MAPLE PLACE
Legal Block	2
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4023
Census Tract	213500

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1445 S 18TH ST, 138, SAINT LOUIS, MO 63104-2559
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STRATA TRUST COMPANY
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF MISSOURI
Jan 11, 2021	Warranty Deed, Transfer ELIZABETH E MARTIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2024315358
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2976 RIDGEWAY AVE, SAINT LOUIS, MO 63114-4547
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11820 TESSON FERRY RD 209, 209, SAINT LOUIS, MO 63128-1467

Mortgage

Document Number	2022071400261
Date	Jul 14, 2022
Instrument	2022071400261

Lender

Name	STRATA TRUST COMPANY
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2976 RIDGEWAY AVE, SAINT LOUIS, MO 63114-4547
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0252584253
Date	Dec 7, 2021
Book Page	25258/4253
Instrument	2021120700707

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 11, 2021
Property Address	2976 RIDGEWAY AVE, SAINT LOUIS, MO 63114-4547
Document Number	0245765723
Book / Page	024576 / 005723
Instrument Date	Dec 7, 2020
Instrument	877
Transaction Type	Transfer
Record Updated	Apr 8, 2021
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11820 TESSON FERRY RD #209 ST LOUIS MO 631281467, 209, ST LOUIS, MO 63128-1467

Mortgage

Document Number	245765726
Date	Jan 11, 2021
Book Page	024576/005726
Instrument	878

Lender

Name	ELIZABETH E MARTIN
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. John City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,590 (-) Land $6,990 Building $20,600	$145,200 (-) Land $36,800 Building $108,400
2025	$2,132.00 (+6.76%)	$27,590 (+19.49%) Land $6,990 Building $20,600	$145,200 (+19.51%) Land $36,800 Building $108,400
2024	$1,997.00 (+2.04%)
2023	$1,957.00 (+14.65%)	$23,090 (+28.99%) Land $1,200 Building $21,890	$121,500 (+28.98%) Land $6,300 Building $115,200
2022	$1,707.00	$17,900 Land $2,790 Building $15,110
2021			$94,200 Land $14,700 Building $79,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1979–2016)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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