Lyon County property record for 2976 N Fork Rd, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 2015 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (Jul 2016) |
| Tax Bill | $3,552 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-211-09 |
| Primary APN | 022-211-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2976 N FORK RD |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Description | 21-20-25 SE4 CREATED FROM SPLIT OF PARCEL # 021-301-33 TRUCKEE RIVER RANCH PH 1 SM333030 |
| Legal Subdivision | TRUCKEE RIVER RANCH PH 1 |
| Legal Block | 3 |
| Legal Lot Number | 59 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960106 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2976 N FORK RD, FERNLEY, NV 89408-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage OMEGA MTG GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Prior Sale | Jan 31, 2013 · Amount on Record |
| Deed Document Number | 2016553163 |
| Prior Transfer Date | Jul 18, 2016 |
| Prior Transfer Doc | 0000553164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 2976 N FORK RD, FERNLEY, NV 89408-8014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | DBA ORANGE |
| Name | Verified Name |
|---|
| Document Number | 0000648704 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 648704 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 2976 N FORK RD, FERNLEY, NV 89408-8014 |
| Document Number | 0000603014 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | TICOR TITLE-FERNLEY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2976 N FORK RD FERNLEY NV 894088014, FERNLEY, NV 89408-8014 |
| Document Number | 0000603014 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 603014 |
| Name | OMEGA MTG GRP |
|---|---|
| Address | REDDING, CA 96002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,552.00 (-3.16%) | $138,681 (+12.69%) Land $43,750 Building $94,931 | $396,232 (+12.69%) Land $125,000 Building $271,232 |
| 2023 | $3,668.00 (+3.82%) | $123,066 (+6.55%) Land $33,250 Building $89,816 | $351,617 (+6.55%) Land $95,000 Building $256,617 |
| 2022 | $3,533.00 | $115,498 Land $33,250 Building $82,248 | $329,995 Land $95,000 Building $234,995 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
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