Monroe County property record for 2976 Mill St, Ida, MI 48140 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,108 sqft |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-040-002-00 |
| Primary APN | 08-040-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 1,036 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 2976 MILL ST |
|---|---|
| City | IDA |
| State | MI |
| Zip | 48140-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3159-502 3119-430 1522-178 756-583 ACKLEY PLAT IDA LOTS 39 & 40 & 41 |
| Legal Subdivision | ACKLEY PLAT |
| Legal Lot Number | 39-41 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | IDA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 832800 |
Source: Monroe County records · APN 08-040-002-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 102, IDA, MI 48140-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2976 MILL ST, IDA, MI 48140-9579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 102, IDA, MI 48140-0102 |
| Document Number | 0000002702 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026R02702 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jun 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ida Township |
| Unified School District | Ida Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,500 (+34.53%) | $173,000 (+34.53%) | |
| 2025 | $705.00 (-61.64%) Homeowner's exemption | ||
| 2023 | $1,838.00 Homeowner's exemption | $64,300 | $128,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158328001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| D & P Communications | Fiber | 4,000 / 4,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Defiance Holdings | Fixed Wireless (licensed-by-rule) | 200 / 50 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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