2976 Midway Ln, Saint Clair, MI 48079 Property Records

St. Clair County property record for 2976 Midway Ln, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,752 sqft · built 1998
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2026)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-033-4003-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-033-4003-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,752 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	149,411 sqft (3.43 acres)
Garage Area	1,764 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2976 MIDWAY LN
City	SAINT CLAIR
State	MI
Zip	48079-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 87D 39M 25S E 340.61' FROM SW SEC COR, TH N 2D 32M 30S W 446.69', TH N 87D 39M 28S E 335.08', TH S 2D 38M 14S E
Legal Range	16E
Legal Township	05N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2026
Census Tract	640200

Owner

2976 Midway Ln is owned and occupied by two individuals who bought it in September 2026.

Source: St. Clair County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	202618355
Deed Book / Page	5962 / 989
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	003977/498
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 10, 2026
Property Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514
Document Number	0000018355
Book / Page	5962 / 989
Instrument Date	Sep 3, 2026
Instrument	202618355
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$359,812.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2020
Property Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514
Document Number	0005272162
Book / Page	5272 / 162
Instrument Date	Oct 30, 2020
Instrument	2020028581
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2976 MIDWAY LN, 2976, SAINT CLAIR, MI 48079-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2976 MIDWAY LN, SAINT CLAIR, MI 48079-4514
Document Number	0051300977
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2976 MIDWAY LN ST CLAIR MI 480794514, ST CLAIR, MI 48079-4514

Mortgage

Document Number	0051300977
Date	Dec 13, 2019
Book Page	005130/000977

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	SAINT CLAIR, MI 48079-4514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2976 Midway Ln was $4,881 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,200 (+4.83%)	$468,400
2025	$4,881.00 (+3.26%) Homeowner's exemption	$223,400
2024	$4,727.00		$446,800
2023		$189,800
2022	$4,388.00		$379,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2976 Midway Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Midway Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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