Frederick County property record for 2976 Middle Rd, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,390 sqft · built 1957 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,718 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63A-11 |
| Primary APN | 63A-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 4,117 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 777 sqft |
| Finished Basement | 777 sqft |
| Unfinished Basement | 4,293 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 676 sqft |
| Carport | Carport |
| Carport Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 740 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8019985 |
|---|---|
| Street Address | 2976 MIDDLE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .57 ACRE |
| Legal Subdivision | 4 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50900 |
2976 Middle Rd is owned and occupied by two individuals.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2976 MIDDLE RD, WINCHESTER, VA 22602-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2976 MIDDLE RD, WINCHESTER, VA 22602-5100 |
| Document Number | 0000007475 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2976 MIDDLE RD WINCHESTER VA 226025100, WINCHESTER, VA 22602-5100 |
| Document Number | 0000007475 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 7475 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2976 MIDDLE RD, WINCHESTER, VA 22602-5100 |
| Document Number | 0000011456 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | DIRECT TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2976 MIDDLE RD WINCHESTER VA 226025100, WINCHESTER, VA 22602-5100 |
| Document Number | 0000011456 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 11456 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2048 |
The 2026 property tax bill for 2976 Middle Rd was $1,718, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,718.00 (+10.41%) | $324,240 Land $108,000 Building $216,240 | $324,240 Land $108,000 Building $216,240 |
| 2025 | $1,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2976 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2976 Middle Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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