2976 Keller Rd, Saint Thomas, PA 17252 Property Records

Franklin County property record for 2976 Keller Rd, Saint Thomas, PA 17252

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,538 sqft · built 1981
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jun 2017)
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-M21-10`

Property Details

APN / Parcel Number

Primary APN	`20-M21-10`
Alternative APN	`20-0M21.-010.-000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2976 KELLER RD
City	SAINT THOMAS
State	PA
Zip	17252-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Subdivision	BYERS & RUNYON SURVEYING
Legal Lot Number	1
Jurisdiction	FRANKLIN PA
Township / Civil Division	ST. THOMAS
Census Block Group	5
Census Block	5022
Census Tract	11400

Owner

2976 Keller Rd is owned and occupied by an individual who acquired it in November 2023.

Source: Franklin County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2976 KELLER RD, SAINT THOMAS, PA 17252-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU
Nov 1, 2023	Intrafamily Transfer, Transfer
Jun 19, 2017	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Dec 2, 2011 · Amount on File
Deed Document Number	201711917
Last Transfer Date	Nov 1, 2023
Transfer Doc	0000020918
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	2976 KELLER RD, SAINT THOMAS, PA 17252-9525
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001913
Date	Jan 29, 2024
Instrument	202401913

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2039

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN PA
Recording Date	Nov 1, 2023
Property Address	2976 KELLER RD, SAINT THOMAS, PA 17252-9525
Document Number	0000020918
Map Reference	VOL 288C PG 730
Instrument Date	Aug 22, 2023
Instrument	202320918
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 KELLER RD, SAINT THOMAS, PA 17252-9525

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jun 19, 2017
Property Address	2976 KELLER RD, SAINT THOMAS, PA 17252-9525
Document Number	0000011917
Map Reference	MB288C PG730
Instrument Date	Jun 16, 2017
Instrument	201711917
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2976 KELLER RD, 2976, SAINT THOMAS, PA 17252-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S MAIN ST, MERCERSBURG, PA 17236-1518

Mortgage

Document Number	0000011918
Date	Jun 19, 2017
Instrument	201711918

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2976 Keller Rd was $2,070, up 1.2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	St. Thomas Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00 (+1.22%)	$12,480 Land $1,400 Building $11,080
2025	$2,045.00 (+1.24%)
2024	$2,020.00 (+1.56%)	$12,480 (-) Land $1,400 Building $11,080
2023	$1,989.00	$12,480 Land $1,400 Building $11,080
			$12,480 Land $1,400 Building $11,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2976 Keller Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Keller Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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