2976 Indian River Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2976 Indian River Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeCooperative Housing Block
Details2 bd · 1.5 ba · 805 sqft · built 1984
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Tax Bill$1,525 (2025)
Flood ZoneZone X (minimal risk)
APN28-37-24-78-*-219

Property Details

APN / Parcel Number

Primary APN28-37-24-78-*-219
Alternative APNs
  • 28-37-24-78-00000.0-0219.00
  • 2852045

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area805 sqft Living Area
1st Floor Area805 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area9,148 sqft (0.21 acres)
View / LotCanal Front
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
PorchEnclosed Porch
Porch Area230 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2852045
Street Address2976 INDIAN RIVER DR NE
CityPALM BAY
StateFL
Zip32905-4315
Property CategoryResidential
Property TypeResidential > Cooperative > Cooperative Housing Block
Local Zoning CodeRMH
Legal DescriptionPALM BAY ESTATES MOBILE HOME PARK CO-OP UNIT 219 AS DESC IN ORB 3257 PG 1129 AND ALL AMENDMENTS THERETO.
Legal Range37E
Legal Township28S
Legal Section24
Legal SubdivisionPALM BAY ESTATES MOBILE HOME PARK (CO/OP
Legal Lot Number219
Legal Unit219
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2013
Census Tract65201

Owner

2976 Indian River Dr NE, a cooperative housing block, is owned by an individual.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1200 BELLUS RD, HINCKLEY, OH 44233-9489
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2976 Indian River Dr NE was $1,525.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,000 (-4.86%)$81,000 (-4.86%)
2025$1,525.00$85,140 Land $25,000 Building $60,140$85,140 Land $25,000 Building $60,140
2023$1,779.00 (+50.64%)$146,270 (+130.24%) Land $25,000 Building $121,270$146,270 (+130.24%) Land $25,000 Building $121,270
2022$1,181.00$63,530 Land $25,000 Building $38,530$63,530 Land $25,000 Building $38,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2976 Indian River Dr NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies173 units insured
incl. 138 condo units
Nearby Flood Claims24 (1999–2024)
Claims Outside the SFHA5 of 24
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Frances, Sep 2004 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Indian River Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wire 3.

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