2976 Harrogate Way, Abingdon, MD 21009 Property Records

Harford County property record for 2976 Harrogate Way, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,016 sqft · built 1983
Lot Size	0.196 acres (8,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2020)
Tax Bill	$3,974 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-003828`

Property Details

APN / Parcel Number

Primary APN	`01-003828`
Alternative APNs	`1003828` `003828`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,016 sqft Total Area
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,537 sqft (0.196 acres)
Lot Dimensions	132 ft deep x 43 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003828
Street Address	2976 HARROGATE WAY
City	ABINGDON
State	MD
Zip	21009-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 206 86/43X132 2976 HARROGATE WAY BOX HILL 2 S2 P 35/5
Legal Subdivision	BOX HILL & BX HILL NORTH
Legal Lot Number	206
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2009
Census Tract	301105

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2976 HARROGATE WAY, ABINGDON, MD 21009-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Book / Page	14137 / 272
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 25, 2020
Property Address	2976 HARROGATE WAY, ABINGDON, MD 21009-1901
Document Number	0141370272
Book / Page	14137 / 272
Map Reference	MB 35 FO 5
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2976 HARROGATE WAY, ABINGDON, MD 21009-1901

Mortgage

Document Number	0014137278
Date	Sep 25, 2020
Instrument	14137/278

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,974.00 (+12.23%)	$364,700 (+19.57%) Land $82,800 Building $281,900	$364,700 (+19.57%) Land $82,800 Building $281,900
2025	$3,541.00 (+9.59%)
2023		$305,000 Land $82,800 Building $222,200	$305,000 Land $82,800 Building $222,200
2022	$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20