2976 Dry Fork Rd, Rocky Gap, VA 24366 Property Records

Bland County property record for 2976 Dry Fork Rd, Rocky Gap, VA 24366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1995
Lot Size	108 acres (4,726,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,200 (Jul 2014)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6 A 11`

Property Details

APN / Parcel Number

Primary APN	`6 A 11`
Alternative APN	`2014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,912 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	4,726,260 sqft (108 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2014
Street Address	2976 DRY FORK RD
City	ROCKY GAP
State	VA
Zip	24366-7094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DRY FORK 108.50 2976 DRY FORK RD 6-173 484
Jurisdiction	BLAND VA
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	40100

Owner

Source: Bland County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2976 DRY FORK RD, ROCKY GAP, VA 24366-7094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage MISSION LOANS LLC
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF BLACKSBURG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Prior Sale	May 13, 2008 · Amount on Record
Deed Book / Page	1400 / 363
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	2976 DRY FORK RD, ROCKY GAP, VA 24366-7094
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000102
Date	Feb 9, 2022
Instrument	220000102

Lender

Name	MISSION LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	2976 DRY FORK RD, ROCKY GAP, VA 24366-7094
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000206
Date	Apr 5, 2019
Instrument	190000206

Lender

Name	NATIONAL BANK OF BLACKSBURG

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bland County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bland County
Unified School District	Bland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00	$259,100 (-) Land $151,600 Building $107,500	$259,100 (-) Land $151,600 Building $107,500
2023	$1,554.00	$259,100 Land $151,600 Building $107,500	$259,100 Land $151,600 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	27 (1995–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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