2976 4th St, Orlando, FL 32820 Property Records

Orange County property record for 2976 4th St, Orlando, FL 32820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1985
Lot Size	1.21 acres (53,043 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2025)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-32-2331-04-040`

Property Details

APN / Parcel Number

Primary APN	`15-22-32-2331-04-040`
Alternative APNs	`322215233104040` `659117` `666871` `672815`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	864 sqft
Utility Area	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,043 sqft (1.21 acres)
Garage Type	Carport
Garage Area	768 sqft
Carport	Carport
Carport Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2976 4TH ST
City	ORLANDO
State	FL
Zip	32820-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T-2
Legal Description	EAST ORLANDO ESTATES SECTION B X/122 THE S1/2 OF LOT 404
Legal Range	32E
Legal Township	22S
Legal Section	15
Legal Subdivision	EAST ORLANDO ESTS SEC B
Legal Tract	2331
Legal Block	4
Legal Lot Number	404
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2000
Census Tract	16603

Owner

2976 4th St is owned and occupied by two individuals who bought it in December 2025.

Source: Orange County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2976 4TH ST, ORLANDO, FL 32820-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	2025685808
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 2, 2025
Property Address	2976 4TH ST, ORLANDO, FL 32820-1705
Document Number	0000685808
Map Reference	MB X PG 122
Instrument Date	Nov 25, 2025
Instrument	20250685808
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ALL HMS TITLE LLC, ALL HOMES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 4TH ST, ORLANDO, FL 32824-8271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2976 4TH ST, ORLANDO, FL 32820-1705

Mortgage

Document Number	0000685810
Date	Dec 2, 2025
Instrument	20250685810

Lender

Name	COAST2COAST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2976 4th St was $3,974, up 15.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,600 (+19.87%) Land $110,000 Building $147,600	$257,600 (+10.49%) Land $110,000 Building $147,600
2025	$3,974.00 (+15.36%)	$214,902 (+1%)	$233,150 (+19.34%) Land $110,000 Building $123,150
2024	$3,445.00 (+12.43%)	$195,365 (+8.86%) Land $78,000 Building $117,365	$195,365 (+8.86%) Land $78,000 Building $117,365
2023	$3,064.00 (+18.58%)	$179,460 (-1.78%) Land $70,000 Building $109,460	$179,460 (-1.78%) Land $70,000 Building $109,460
2022	$2,584.00	$182,708 Land $90,000 Building $92,708	$182,708 Land $90,000 Building $92,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2976 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 4th St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20