297559 E 1840 Rd, Loco, OK 73442 Property Records

Stephens County property record for 297559 E 1840 Rd, Loco, OK 73442

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,470 sqft · built 1961
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2024)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-35-02S-05W-2-000-00`

Property Details

APN / Parcel Number

Primary APN	`0000-35-02S-05W-2-000-00`
Alternative APN	`8821`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	375 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8821
Street Address	297559 E 1840 RD
City	LOCO
State	OK
Zip	73442-1609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	35-2S-5W NENENW & NWNWNE
Legal Range	05W
Legal Township	02S
Legal Section	35
Legal Subdivision	T2S-R5W
Legal Block	2S
Legal Lot Number	5W
Jurisdiction	STEPHENS OK
Township / Civil Division	COMANCHE
Census Block Group	3
Census Block	3184
Census Tract	1100

Owner

297559 E 1840 Rd, a rural home, is owned by two individuals who bought it in May 2024.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278731 STATE HIGHWAY 53, COMANCHE, OK 73529-7022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Dec 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Oct 31, 2013	Personal Representative Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	20244447
Deed Book / Page	6511 / 188
Prior Transfer Date	May 7, 2024
Prior Transfer Doc	0000004013
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	297559 E 1840 RD, LOCO, OK 73442-1609
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005886/237
Date	Nov 12, 2020
Book Page	5886/237
Instrument	2020-009346

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	297559 E 1840 RD, LOCO, OK 73442-1609
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005072/043
Date	Dec 30, 2015
Book Page	5072/043
Instrument	2015-924944

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2035

Interest

Rate Type	Adjustable Rate

October 2013: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 31, 2013
Property Address	297559 E 1840 RD, LOCO, OK 73442-1609
Document Number	004637/005
Book / Page	4637 / 005
Instrument Date	Oct 30, 2013
Instrument	2013-884162
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 713, VELMA, OK 73491-0713

Mortgage

Document Number	2013884163
Date	Oct 31, 2013
Instrument	2013-884163

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 297559 E 1840 Rd was $1,162.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,605 (+1.99%) Land $539 Building $15,066	$141,853 (+1.99%) Land $4,896 Building $136,957
2025	$1,162.00	$15,300 Land $539 Building $14,761	$139,087 Land $4,896 Building $134,191
2023	$768.00	$9,976 Land $538 Building $9,438	$90,703 Land $4,898 Building $85,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 297559 E 1840 Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1988–2009)
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297559 E 1840 Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1840 Rd

Nearby Streets

All Loco, OK Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures