2975 Zero Ln, Redfield, IA 50233 Property Records

Guthrie County property record for 2975 Zero Ln, Redfield, IA 50233 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,149 sqft · built 2007
Lot Size	13.1 acres (573,250 sqft)
Owner	2 Company Names on File
Last Sale	$315,000 (Jul 2012)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000612801`

Property Details

APN / Parcel Number

Primary APN	`0000612801`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,149 sqft Living Area
1st Floor Area	2,005 sqft
Basement Area	2,005 sqft
Unfinished Basement	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	573,250 sqft (13.1 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	610 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2975 ZERO LN
City	REDFIELD
State	IA
Zip	50233-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 78 30 PAR B LOT 2 & PAR B LOT 1 NE NW
Legal Range	30W
Legal Township	78N
Legal Section	12
Legal Subdivision	NORTHEAST QUARTER
Legal Lot Number	1,2
Jurisdiction	GUTHRIE IA
Township / Civil Division	PENN
Census Block Group	1
Census Block	1091
Census Tract	950300

Owner

Source: Guthrie County records · APN 0000612801

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 09, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 08, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 03, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2012 · Amount on Record
Deed Sale	Jul 27, 2012 · Amount on Record
Deed Document Number	20121972
Deed Book / Page	2012 / 1972
Last Transfer Date	Dec 21, 2023
Transfer Doc	0020240025
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2021
Date	Aug 24, 2017
Book Page	2017/2021
Instrument	2017-2021

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200772
Date	Apr 09, 2020
Instrument	2020-0772

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220869
Date	Mar 29, 2022
Instrument	2022-0869

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2047

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211033
Date	Apr 08, 2021
Instrument	2021-1033

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUTHRIE IA
Recording Date	Jan 03, 2024
Property Address	2975 ZERO LN, REDFIELD, IA 50233-7511
Document Number	0020240025
Map Reference	MB 2006 PG 1520
Instrument Date	Dec 21, 2023
Instrument	2024-0025
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2975 ZERO LN, REDFIELD, IA 50233-7511

Tax Assessment & Valuation

Source: Guthrie County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,822.00 Homeowner's exemption	$649,100 (+26.93%) Land $202,400 Building $446,700	$649,100 (+26.93%) Land $202,400 Building $446,700
2024	$5,822.00 (+12.52%)
2023		$511,400 (+28.17%) Land $75,000 Building $436,400	$511,400 (+28.17%) Land $75,000 Building $436,400
2022	$5,174.00 Homeowner's exemption	$399,000 Land $65,000 Building $334,000
2021			$399,000 Land $65,000 Building $334,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guthrie County (19077C), updated April 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190779503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2019)
Most Recent Claim	May 2019, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2019 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Panora Communications Cooperative	Fiber	1,000 / 300
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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